RJC Sales Limited

Reference number: 1002706

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vitality Corporate Services Limited Reference number: 461107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RJC Sales Limited (FRN 1002706) is an AR of Vitality Corporate Services Limited (FRN 461107). When you use RJC Sales's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RJC Sales, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07887 993835

  • Address

    81 Burton Road, Derby, Derby, DE1 1TJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07887 993835 is
  • Who else gives the postcode DE1 1TJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vitality Corporate Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14939168
Company status
Active
Company type
Private limited company
Incorporated
15 June 2023 (3 years old)
Registered office
81 Burton Road, Derby, Derbyshire, DE1 1TJ, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard James Clay Director Mar 1971 15 Jun 2023 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Total equity

−£4,567

Down £3,355 from −£1,212

Employees (average)

1

Same as 1

Owed within a year

£6,850

+122% from £3,082

Total equity is negative: on its last balance sheet the company owed £4,567 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14939168. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RJC Sales’s history from the FCA register and Companies House, newest first.

2023

4 October 2023

  • Became an appointed representative

FCA register

15 June 2023

  • Incorporated at Companies House
  • Richard James Clay took control (75–100% of shares)
  • Richard James Clay appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to RJC Sales

Other FCA-listed firms that share a director, phone number or address with RJC Sales. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like RJC Sales

Other firms of the same type (insurance broker), nearest first.

In Derby

Affluence Financial Management Services LimitedDerbyAppointed representativeCompare Home Insurance LimitedDerbyAppointed representativeCreate FM LtdDerbyAppointed representativeDirect Finance Solutions LtdDerbyAppointed representativeFind The Right Mortgage LTDDerbyAppointed representativeFirst Choice Financial Services LimitedDerbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RJC Sales

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is RJC Sales Limited FCA authorised?
RJC Sales Limited (FRN 1002706) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RJC Sales?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RJC Sales Limited (FRN 1002706) is an AR of Vitality Corporate Services Limited (FRN 461107). When you use RJC Sales's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RJC Sales, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RJC Sales’ phone number?
The FCA register lists the phone number 07887 993835 for RJC Sales. If you were given different contact details, use these to check with the firm before going any further.
Is RJC Sales a scam or clone?
RJC Sales is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RJC Sales?
Protection works through Vitality Corporate Services Limited, the principal firm responsible for RJC Sales's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RJC Sales?
Companies House lists one person with significant control of RJC Sales: Mr Richard James Clay (75–100% of shares).
Who runs RJC Sales?
Companies House lists one director of RJC Sales: Richard James Clay.
How long has RJC Sales been in business?
The company was formed on 15 June 2023.
What do RJC Sales’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of −£4,567 (down £3,355 from −£1,212).

Sources and links

The full report on RJC Sales Limited

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