Rjh Mortgage & Financial Services Ltd.

Reference number: 456729

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0191 477 2876

  • Address

    8 Churchill Road, Gateshead, Tyne and Wear, NE8 3FL, United Kingdom

In the full report: 2 background checks

  • What kind of line 0191 477 2876 is
  • Who else gives the postcode NE8 3FL
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 March 2004 (22 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Sandra Dixon Henry Director Aug 1972 15 Mar 2004 None
Raymond James Henry Director Sep 1947 15 Mar 2004 None
Sandra Dixon Henry Secretary Not published 15 Mar 2004 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£8,070

−50% from £16.1k

Employees (average)

3

Same as 3

Owed within a year

£27.9k

−29% from £39.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05073529. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rjh Mortgage & Financial Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Sandra Dixon-Henry became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

3 January 2007

  • Became authorised by the FCA

FCA register

2 January 2007

  • Regulated by the Financial Services Authority from this date

FCA register

2004

15 March 2004

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Rjh Mortgage & Financial Services

Other firms of the same type (financial adviser), nearest first.

In Gateshead

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rjh Mortgage & Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Rjh Mortgage & Financial Services Ltd. FCA authorised?
Yes, Rjh Mortgage & Financial Services Ltd. (FRN 456729) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Rjh Mortgage & Financial Services’ phone number?
The FCA register lists the phone number 0191 477 2876 for Rjh Mortgage & Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Rjh Mortgage & Financial Services a scam or clone?
Rjh Mortgage & Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rjh Mortgage & Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rjh Mortgage & Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Rjh Mortgage & Financial Services?
Companies House lists one person with significant control of Rjh Mortgage & Financial Services: Mrs Sandra Dixon-Henry (25–50% of shares).
Who runs Rjh Mortgage & Financial Services?
Companies House lists 2 directors of Rjh Mortgage & Financial Services: Sandra Dixon Henry and Raymond James Henry.
How long has Rjh Mortgage & Financial Services been in business?
The company was formed on 15 March 2004, and has held its current FCA authorisation since January 2007.
What do Rjh Mortgage & Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £8,070 (−50% from £16.1k).

Sources and links

The full report on Rjh Mortgage & Financial Services Ltd.

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