Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 28 February 2025
Responsible principal firm
The Whitechurch Network Limited Reference number: 190859 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- RMJ Mortgage & Life Services Ltd (FRN 1019816) is an AR of The Whitechurch Network Limited (FRN 190859). When you use RMJ Mortgage & Life Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from RMJ Mortgage & Life Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
341 Chester Road, Little Sutton, Ellesmere Port, Cheshire West and Chester, CH66 3RG, United Kingdom
In the full report: 2 background checks
- What kind of line 0151 447 0194 is
- Who else gives the postcode CH66 3RG
Other names (1)
If you were contacted under any of these names, it is this firm.
- RMJ Mortgages Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Whitechurch Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13558952 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 August 2021 (5 years old)
- Registered office
- 14-16 Balls Road, Prenton, CH43 5RE, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steven Roberts | Director | Jan 1974 | 10 Aug 2021 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£1,144
−28% from £1,587
Employees (average)
2
+100% from 1
Owed within a year
£14.4k
No earlier figure to compare
The accounts for the 18 months to 28 February 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £36.8k, for the year to 31 August 2022.
The accounts for the 18 months to 28 February 2025 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is £35.0k, for the year to 31 August 2023.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13558952. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
RMJ Mortgage & Life Services’s history from the FCA register and Companies House, newest first.
2024
21 October 2024
- Became an appointed representative
- Began trading as "RMJ Mortgages"
FCA register
2021
10 August 2021
- Incorporated at Companies House
- Steven Roberts took control (75–100% of shares)
- Steven Roberts appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like RMJ Mortgage & Life Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Ellesmere Port
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on RMJ Mortgage & Life Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
Is RMJ Mortgage & Life Services Ltd FCA authorised?
What does appointed representative mean for RMJ Mortgage & Life Services?
What is RMJ Mortgage & Life Services’ phone number?
Is RMJ Mortgage & Life Services a scam or clone?
Is my money safe with RMJ Mortgage & Life Services?
Who owns RMJ Mortgage & Life Services?
Who runs RMJ Mortgage & Life Services?
How long has RMJ Mortgage & Life Services been in business?
What do RMJ Mortgage & Life Services’ latest accounts show?
Does RMJ Mortgage & Life Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk