RMR Finance Ltd

Reference number: 1017699

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RMR Finance Ltd (FRN 1017699) is an AR of TMG Direct Limited (FRN 786245). When you use RMR Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RMR Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07899 755157

  • Address

    1 Oakhurst Drive, Crowborough, East Sussex, TN6 2TA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07899 755157 is
  • Who else gives the postcode TN6 2TA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13506538
Company status
Active
Company type
Private limited company
Incorporated
12 July 2021 (5 years old)
Registered office
1 Oakhurst Drive, Crowborough, TN6 2TA, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Melanie Williamson Director Sep 1984 12 Jul 2021 None
Ray Williamson Director Jan 1981 12 Jul 2021 1 other company
Leonie Kilborn Director Aug 1991 6 Jul 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2026Small company accountsNot audited

Net assets

£33.4k

+139% from £13.9k

Cash at bank

£62.4k

+70% from £36.8k

Employees (average)

5

+67% from 3

Owed within a year

£30.2k

+20% from £25.1k

Net assets

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13506538. Figures are exactly as filed; nothing is estimated.

Key dates in its history

RMR Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2024

19 November 2024

  • Became an appointed representative

FCA register

2021

12 July 2021

  • Incorporated at Companies House
  • Melanie Williamson became a part-owner (25–50% of shares)
  • Ray Williamson became the majority owner (50–75% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like RMR Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Crowborough

Florence Mortgages LimitedCrowboroughAppointed representativeLakewood Mortgage Solutions LimitedCrowboroughAppointed representativeProbity Commercial Finance LtdCrowboroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RMR Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is RMR Finance Ltd FCA authorised?
RMR Finance Ltd (FRN 1017699) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RMR Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RMR Finance Ltd (FRN 1017699) is an AR of TMG Direct Limited (FRN 786245). When you use RMR Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RMR Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RMR Finance’s phone number?
The FCA register lists the phone number 07899 755157 for RMR Finance. If you were given different contact details, use these to check with the firm before going any further.
Is RMR Finance a scam or clone?
RMR Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RMR Finance?
Protection works through TMG Direct Limited, the principal firm responsible for RMR Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RMR Finance?
Companies House lists 2 people with significant control of RMR Finance: Mr Ray Williamson (50–75% of shares) and Mrs Melanie Williamson (25–50% of shares).
Who runs RMR Finance?
Companies House lists 3 directors of RMR Finance: Melanie Williamson, Ray Williamson and Leonie Kilborn.
How long has RMR Finance been in business?
The company was formed on 12 July 2021.
What do RMR Finance’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £33.4k (+139% from £13.9k) and cash at bank of £62.4k (+70% from £36.8k).

Sources and links

The full report on RMR Finance Ltd

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