RO Williams & Son

Reference number: 411557

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Appointed representative

RO Williams & Son does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RO Williams & Son (FRN 411557) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use RO Williams & Son's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RO Williams & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When caerddaniel.co.uk first appeared online, and whether it can receive email
  • What kind of line 01341 280611 is
  • Who else gives the postcode LL42 1RR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Caerddaniel Holiday Home Park Trading name
  • Caerddaniel Caravan Park Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

RO Williams & Son’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2005

14 January 2005

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like RO Williams & Son

Other firms of the same type (insurance broker), nearest first.

In Barmouth

Hendre Coed LimitedBarmouthAppointed representativeSarnfaen LimitedBarmouthAppointed representative

In the Llandudno (LL) postcode area

Bryn Awel Parks LLPPentraethAppointed representativeC S Jones, C M Jones, G A Griffiths, S R Hulme & H F HughesRuthinAppointed representativeDM, MD & Miss SA BancroftPrestatynAppointed representativeE P Davies & G W P R ConnollyLlangefniAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RO Williams & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is RO Williams & Son FCA authorised?
RO Williams & Son (FRN 411557) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RO Williams & Son?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RO Williams & Son (FRN 411557) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use RO Williams & Son's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RO Williams & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RO Williams & Son’s phone number and website?
The FCA register lists the phone number 01341 280611 and the website caerddaniel.co.uk for RO Williams & Son. If you were given different contact details, use these to check with the firm before going any further.
Is RO Williams & Son a scam or clone?
RO Williams & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RO Williams & Son?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for RO Williams & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does RO Williams & Son use any other names?
It trades as Caerddaniel Holiday Home Park. It has previously used the name Caerddaniel Caravan Park.

Sources and links

The full report on RO Williams & Son

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