Robert Taylor & Malcolm Lloyd

Reference number: 1043511

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Introducer appointed representative

ROBERT TAYLOR & MALCOLM LLOYD can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SNAP FINANCE LIMITED Reference number: 741813 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • ROBERT TAYLOR & MALCOLM LLOYD (FRN 1043511) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not ROBERT TAYLOR & MALCOLM LLOYD.
  • Example: if ROBERT TAYLOR & MALCOLM LLOYD refers you to a financial adviser, the advice should come from the principal firm, not from ROBERT TAYLOR & MALCOLM LLOYD itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hgvtraining.net first appeared online, and whether it can receive email
  • What kind of line 01977 618228 is
  • Who else gives the postcode WF9 5BZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • L&T Transport Training Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Robert Taylor & Malcolm Lloyd’s history from the FCA register and Companies House, newest first.

2025

7 October 2025

  • Became an introducer appointed representative
  • Began trading as "L&T Transport Training Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Robert Taylor & Malcolm Lloyd

Other firms of the same type (credit broker), nearest first.

In Pontefract

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Robert Taylor & Malcolm Lloyd

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Robert Taylor & Malcolm Lloyd FCA authorised?
Robert Taylor & Malcolm Lloyd (FRN 1043511) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Robert Taylor & Malcolm Lloyd?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Robert Taylor & Malcolm Lloyd (FRN 1043511) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not Robert Taylor & Malcolm Lloyd. Example: if Robert Taylor & Malcolm Lloyd refers you to a financial adviser, the advice should come from the principal firm, not from Robert Taylor & Malcolm Lloyd itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Robert Taylor & Malcolm Lloyd’s phone number and website?
The FCA register lists the phone number 01977 618228 and the website hgvtraining.net for Robert Taylor & Malcolm Lloyd. If you were given different contact details, use these to check with the firm before going any further.
Is Robert Taylor & Malcolm Lloyd a scam or clone?
Robert Taylor & Malcolm Lloyd is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Robert Taylor & Malcolm Lloyd?
Protection works through Snap Finance Limited, the principal firm responsible for Robert Taylor & Malcolm Lloyd's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Robert Taylor & Malcolm Lloyd use any other names?
It trades as L&T Transport Training Services.

Sources and links

The full report on Robert Taylor & Malcolm Lloyd

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