On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
- Registered for 12 years
- No FCA actions
- Active company since 2010
- Accounts filed up to 31 December 2025
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
15 Carnarvon Street, Manchester, Lancashire, M3 1HJ, United Kingdom
In the full report: 2 background checks
- What kind of line 0161 817 7480 is, and the 3 other firms that give it
- Who else gives the postcode M3 1HJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Roma Finance Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07232590 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 April 2010 (16 years old)
- Registered office
- 15 Carnarvon Street, Manchester, M3 1HJ
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Philip Isaac Hodari | Director | Jan 1961 | 8 Jun 2010 | 94 other companies |
| Scott James Marshall | Director | Mar 1974 | 29 Feb 2012 | 11 other companies |
| Keith John Richardson | Director | Sep 1959 | 6 Mar 2014 | 72 other companies |
| Michael John Allison | Director | Nov 1978 | 1 Mar 2024 | 6 other companies |
| Matthew David James Severs | Director | Oct 1977 | 1 Mar 2024 | 9 other companies |
| SMART SOL SERVICES LTD | Corporate secretary | Not published | 14 Mar 2019 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 134
- closed down
- 67
- went insolvent
- 12
In the full report: all 134 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- The 12 that went into liquidation or administration
- The 11 on the FCA register
- The 43 companies these 5 directors run together
- All 12 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£25.9m
+23% from £21.1m
Profit before tax
£3.00m
+3.1% from £2.91m
Net assets
£8.97m
+17% from £7.66m
Cash at bank
£6.86m
−51% from £14.0m
Turnover and profit
In the full report: all 7 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Figures from the year to 31 December 2023 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.
The figures for the year to 31 December 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.
Accounts filed at Companies House for company 07232590. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Romaco’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Philip Isaac Hodari became the majority owner (50–75% of shares)
Companies House
2014
22 October 2014
- Registered with the FCA
FCA register
2010
22 April 2010
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (3 shown here)
- Every director appointment and resignation: 19
Firms connected to Romaco
Other FCA-listed firms that share a director, phone number or address with Romaco. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 10
- share a director
- 10
- share its phone number
- 3
In the full report: all 10 connected firms, named
- How each is linked: shared directors (10), the same phone number (3), the same postcode (10)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Get the full report on Romaco
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 134 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 23 events in its history
- 10 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Romaco Limited FCA authorised?
What is Romaco’s phone number?
Is Romaco a scam or clone?
Is my money safe with Romaco?
Who owns Romaco?
Who runs Romaco?
How long has Romaco been in business?
What do Romaco’s latest accounts show?
Does Romaco use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk