Romaco SPV 1 Limited
Reference number: 752618
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On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
- Registered for 10 years
- No FCA actions
- Active company since 2015
- Accounts filed up to 31 December 2025
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
15 Carnarvon Street, Manchester, Lancashire, M3 1HJ, United Kingdom
In the full report: 3 background checks
- When romafinance.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 817 7480 is, and the 3 other firms that give it
- Who else gives the postcode M3 1HJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- ROMACO SPV Limited Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09732416 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 August 2015 (11 years old)
- Registered office
- 15 Carnarvon Street, Manchester, M3 1HJ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Keith John Richardson | Director | Sep 1959 | 13 Aug 2015 | 72 other companies |
| Scott James Marshall | Director | Mar 1974 | 19 Nov 2020 | 10 other companies |
| SMART SOL SERVICES LTD | Corporate secretary | Not published | 14 Mar 2019 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 76
- closed down
- 31
- went insolvent
- 12
In the full report: all 76 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The 12 that went into liquidation or administration
- The 10 on the FCA register
- The 6 companies these 2 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£163k
+4.6% from £156k
Cash at bank
£606k
−17% from £732k
Employees (average)
0
Same as 0
Owed within a year
£15.8m
+52% from £10.4m
Total equity
In the full report: all 7 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09732416. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Romaco SPV 1’s history from the FCA register and Companies House, newest first.
2016
29 December 2016
- Changed its registered name from "ROMACO SPV Limited"
FCA register
15 September 2016
- Keith John Richardson gave up control
- Romaco Limited took control (75–100% of shares)
Companies House
14 July 2016
- Registered with the FCA
FCA register
6 April 2016
- Keith John Richardson took control (75–100% of shares)
Companies House
2015
13 August 2015
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (6 shown here)
- Every director appointment and resignation: 6
Firms connected to Romaco SPV 1
Other FCA-listed firms that share a director, phone number or address with Romaco SPV 1. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 10
- share a director
- 10
- share its phone number
- 3
In the full report: all 10 connected firms, named
- How each is linked: shared directors (10), the same phone number (3), the same postcode (10)
- Who links each one: the named directors, with dates
Get the full report on Romaco SPV 1
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 76 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 12 events in its history
- 10 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Romaco SPV 1 Limited FCA authorised?
What is Romaco SPV 1’s phone number and website?
Is Romaco SPV 1 a scam or clone?
Is my money safe with Romaco SPV 1?
Who owns Romaco SPV 1?
Who runs Romaco SPV 1?
How long has Romaco SPV 1 been in business?
What do Romaco SPV 1’s latest accounts show?
Does Romaco SPV 1 use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk