Ronald Robert Abram

Reference number: 192118

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Appointed representative

Ronald Robert Abram does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ronald Robert Abram (FRN 192118) is an AR of HL Partnership Limited (FRN 303397). When you use Ronald Robert Abram's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ronald Robert Abram, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8442 9676

  • Address

    25 Ashley Lane, Hendon, London, NW4 1HD, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8442 9676 is
  • Who else gives the postcode NW4 1HD
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Abram Lawless Financial Services Trading name: A name it trades under now.
  • Abram Lawless Financial Services - Suspended Former name: A name it was registered under before.
  • Abram Lawless Financial Services (Suspension) Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Ronald Robert Abram’s history from the FCA register and Companies House, newest first.

2025

28 February 2025

  • Began trading as "Abram Lawless Financial Services"

FCA register

2008

28 July 2008

  • Changed its registered name from "Abram Lawless Financial Services"

FCA register

2005

14 January 2005

  • Changed its registered name from "Abram Lawless Financial Services - Suspended"

FCA register

2004

8 April 2004

  • Changed its registered name from "Abram Lawless Financial Services (Suspension)"

FCA register

2000

2 June 2000

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Ronald Robert Abram

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ronald Robert Abram

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Ronald Robert Abram FCA authorised?
Ronald Robert Abram (FRN 192118) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ronald Robert Abram?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ronald Robert Abram (FRN 192118) is an AR of HL Partnership Limited (FRN 303397). When you use Ronald Robert Abram's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ronald Robert Abram, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ronald Robert Abram’s phone number?
The FCA register lists the phone number 020 8442 9676 for Ronald Robert Abram. If you were given different contact details, use these to check with the firm before going any further.
Is Ronald Robert Abram a scam or clone?
Ronald Robert Abram is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ronald Robert Abram?
Protection works through HL Partnership Limited, the principal firm responsible for Ronald Robert Abram's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Ronald Robert Abram use any other names?
It trades as Abram Lawless Financial Services. It has previously used 2 other names: Abram Lawless Financial Services - Suspended and Abram Lawless Financial Services (Suspension).

Sources and links

The full report on Ronald Robert Abram

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