Roots Insurance Brokers Limited

Reference number: 930814

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rootsinsurancebrokers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01509 380127 is
  • Who else gives the postcode LE11 1DX
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • Contractor Insurance Brokers Trading name
  • Roots Contractor Trading name
  • Roots Contractor Insurance Trading name
  • Roots Brokers Limited Former name
  • Roots Independent Professionals Limited Former name
  • Contractor Compliance Portal Former trading name
  • Roots Contractor Insurance Brokers Former trading name
  • Roots IR35 Former trading name
  • Roots IR35 Status Services Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12676044
Company status
Active
Company type
Private limited company
Incorporated
17 June 2020 (6 years old)
Registered office
Jason Works, Clarence Street, Loughborough, Loughborough, LE11 1DX, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Gareth Richard Love Director Nov 1987 17 Jun 2020 7 other companies
Peter Richard Willcocks Director Aug 1980 24 Jun 2020 20 other companies
Steven Christopher Bailey Director Jul 1984 24 Jun 2020 10 other companies
Ashleigh Ralph Charles Sims Director Aug 1993 20 Jan 2023 7 other companies
Sabrina Serene Lodge Director Sep 1989 15 Jan 2025 8 other companies
Colin Barry Gill Director Oct 1985 15 Jan 2025 5 other companies
Matthew James Bowler Director Jul 1988 15 Jan 2025 4 other companies

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
32
closed down
6
are FCA-registered
8

In the full report: all 32 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 8 on the FCA register
  • The 8 companies these 7 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£45.2k

Up £249k from −£294k

Cash at bank

£3,695

+185% from £1,296

Employees (average)

7

+75% from 4

Net assets are negative: on its last balance sheet the company owed £45.2k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12676044. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Roots Insurance Brokers’s history from the FCA register and Companies House, newest first.

Key events (12) All events (37)

2021

5 February 2021

  • Changed its registered name from "Roots Brokers Limited"

FCA register

4 February 2021

  • Changed its registered name from "Roots Independent Professionals Limited"

FCA register

19 January 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

19 November 2020

  • Gareth Richard Love stopped being a part-owner
  • Marra Investments Limited stopped being a part-owner
  • Vestura Group Limited took control (75–100% of shares)

Companies House

24 June 2020

  • Marra Investments Limited became a part-owner (25–50% of shares)
  • Sean Walter Newman stopped being a part-owner

Companies House

17 June 2020

  • Incorporated at Companies House
  • Gareth Richard Love became a part-owner (25–50% of shares)
  • Sean Walter Newman became a part-owner (25–50% of shares)

Companies House

In the full report: all 37 events

  • All 37 events in its history (12 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Roots Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with Roots Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share a director
7
share its postcode
6

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (7), the same postcode (6)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Roots Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Loughborough

Anthony James Insurance Brokers LimitedLoughboroughAuthorisedGullwing Racing Support (UK) LtdLoughboroughAuthorisedQuidsi LtdLoughboroughAuthorisedAstute Protection LtdLoughboroughAppointed representativeBloxham Brooks & Bailey LtdLoughboroughAppointed representativeBlythin & Brown (Corporate Solutions) LimitedLoughboroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Roots Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 32 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 37 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Roots Insurance Brokers Limited FCA authorised?
Yes, Roots Insurance Brokers Limited (FRN 930814) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2021 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Roots Insurance Brokers’ phone number and website?
The FCA register lists the phone number 01509 380127 and the website rootsinsurancebrokers.co.uk for Roots Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Roots Insurance Brokers a scam or clone?
Roots Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Roots Insurance Brokers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Roots Insurance Brokers to the Financial Ombudsman Service, free of charge.
Who owns Roots Insurance Brokers?
Roots Insurance Brokers is owned by Vestura Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 19 November 2020. Before that, it was controlled by Mr Sean Walter Newman, Marra Investments Limited and Mr Gareth Richard Love.
Who runs Roots Insurance Brokers?
Companies House lists 7 directors of Roots Insurance Brokers: Gareth Richard Love, Peter Richard Willcocks, Steven Christopher Bailey, Ashleigh Ralph Charles Sims, Sabrina Serene Lodge, Colin Barry Gill and 1 more.
How long has Roots Insurance Brokers been in business?
The company was formed on 17 June 2020, and has held its current FCA authorisation since January 2021.
What do Roots Insurance Brokers’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£45.2k (up £249k from −£294k) and cash at bank of £3,695 (+185% from £1,296).
Does Roots Insurance Brokers use any other names?
It trades as Contractor Insurance Brokers, Roots Contractor and Roots Contractor Insurance. It has previously used 6 other names, including Roots Brokers Limited, Roots Independent Professionals Limited and Contractor Compliance Portal.

Sources and links

The full report on Roots Insurance Brokers Limited

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