Roseberry Financial Limited

Reference number: 492897

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Roseberry Financial Limited (FRN 492897) is an AR of Openwork Limited (FRN 408285). When you use Roseberry Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Roseberry Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01642 711111

  • Address

    2 North Road, Stokesley, Middlesbrough, Cleveland, TS9 5DU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01642 711111 is
  • Who else gives the postcode TS9 5DU
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Roseberry Financial Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06547772
Company status
Active
Company type
Private limited company
Incorporated
28 March 2008 (18 years old)
Registered office
2&2a North Road, Stokesley, Middlesbrough, North Yorkshire, TS9 5DU
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Christine Newhouse Director Jun 1962 19 Feb 2021 None
Lee Ruic Summerfield Director Aug 1977 19 Feb 2021 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£226

Up £31 from £195

Employees (average)

3

Same as 3

Owed within a year

£52.2k

+128% from £22.9k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06547772. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Roseberry Financial’s history from the FCA register and Companies House, newest first.

Key events (8) All events (18)

2023

23 August 2023

  • Changed its registered name from "Roseberry Financial Ltd"

FCA register

2021

12 April 2021

  • Andrew Peter Laird stopped being the majority owner
  • Christine Newhouse became a part-owner (25–50% of shares)
  • Lee Ruic Summerfield became a part-owner (25–50% of shares)

Companies House

19 February 2021

  • Board replaced: its only director left and 2 new directors took over

Companies House

2017

25 March 2017

  • Andrew Peter Laird became the majority owner (50–75% of shares)

Companies House

2008

12 December 2008

  • Became an appointed representative

FCA register

28 March 2008

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (8 shown here)
  • Every director appointment and resignation: 10
Instant PDF download

Firms like Roseberry Financial

Other firms of the same type (insurance broker), nearest first.

In Middlesbrough

A and R Mortgage & Protection Specialists LtdMiddlesbroughAppointed representativeAjm Financial Planning Solutions LtdMiddlesbroughAppointed representativeCIB Consultancy Services LtdMiddlesbroughAppointed representativeGerard James HughesMiddlesbroughAppointed representativeProtex Financial LtdMiddlesbroughAppointed representativeYour Protection People LimitedMiddlesbroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Roseberry Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Roseberry Financial Limited FCA authorised?
Roseberry Financial Limited (FRN 492897) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Roseberry Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Roseberry Financial Limited (FRN 492897) is an AR of Openwork Limited (FRN 408285). When you use Roseberry Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Roseberry Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Roseberry Financial’s phone number?
The FCA register lists the phone number 01642 711111 for Roseberry Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Roseberry Financial a scam or clone?
Roseberry Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Roseberry Financial?
Protection works through Openwork Limited, the principal firm responsible for Roseberry Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Roseberry Financial?
Companies House lists 2 people with significant control of Roseberry Financial: Mr Lee Ruic Summerfield (25–50% of shares) and Mrs Christine Newhouse (25–50% of shares). Before that, it was controlled by Mr Andrew Peter Laird.
Who runs Roseberry Financial?
Companies House lists 2 directors of Roseberry Financial: Christine Newhouse and Lee Ruic Summerfield.
How long has Roseberry Financial been in business?
The company was formed on 28 March 2008.
What do Roseberry Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £226 (up £31 from £195).
Does Roseberry Financial use any other names?
It has previously used the name Roseberry Financial Ltd.

Sources and links

The full report on Roseberry Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…