Ross Bell Associates Ltd

Reference number: 621420

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ross-bell.co.uk first appeared online, and whether it can receive email
  • What kind of line 01764 651750 is
  • Who else gives the postcode PH7 4HQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ross, Bell & Co IFA Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC468399
Company status
Active
Company type
Private limited company
Incorporated
27 January 2014 (12 years old)
Registered office
Fraser House Fraser House, Muthill Road, Crieff, PH7 4HQ, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
John Gregor Elliott Director Jan 1979 27 Jan 2014 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£122k

+50% from £81.3k

Employees (average)

9

−10% from 10

Owed within a year

£70.6k

−10% from £78.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC468399. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ross Bell Associates’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2019

19 December 2019

  • Christine Alice Bell stopped being a part-owner
  • William Robertson Bell stopped being a part-owner

Companies House

2016

6 April 2016

  • Christine Alice Bell became a part-owner (25–50% of shares)
  • John Gregor Elliott took control (75–100% of shares)
  • William Robertson Bell became a part-owner (25–50% of shares)

Companies House

2014

1 September 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

27 January 2014

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 3
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Firms like Ross Bell Associates

Other firms of the same type (financial adviser), nearest first.

In Crieff

Crieff Financial & Mortgage Centre LimitedCrieffAuthorisedInglis Financial Advice LtdCrieffAuthorisedShape Pensions & Advisory Services LimitedCrieffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ross Bell Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Ross Bell Associates Ltd FCA authorised?
Yes, Ross Bell Associates Ltd (FRN 621420) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Ross Bell Associates’ phone number and website?
The FCA register lists the phone number 01764 651750 and the website ross-bell.co.uk for Ross Bell Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Ross Bell Associates a scam or clone?
Ross Bell Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ross Bell Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ross Bell Associates to the Financial Ombudsman Service, free of charge.
Who owns Ross Bell Associates?
Companies House lists one person with significant control of Ross Bell Associates: Mr John Gregor Elliott (75–100% of shares). Before that, it was controlled by Mr William Robertson Bell and Mrs Christine Alice Bell.
Who runs Ross Bell Associates?
Companies House lists one director of Ross Bell Associates: John Gregor Elliott.
How long has Ross Bell Associates been in business?
The company was formed on 27 January 2014, and has held its current FCA authorisation since September 2014.
What do Ross Bell Associates’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £122k (+50% from £81.3k).
Does Ross Bell Associates use any other names?
It trades as Ross, Bell & Co IFA.

Sources and links

The full report on Ross Bell Associates Ltd

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