Ross & Liddell Limited

Reference number: 310429

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ross-liddell.com first appeared online, and whether it can receive email
  • What kind of line 0141 221 9266 is
  • Who else gives the postcode G1 4AW
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC097770
Company status
Active
Company type
Private limited company
Incorporated
11 March 1986 (40 years old)
Registered office
60 St Enoch Square, Glasgow, G1 4AW
Nature of business
  • Management of real estate on a fee or contract basis (SIC 68320)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander Cassidy Director Nov 1966 1 Apr 2005 3 other companies
Andrew Jack Cunningham Director Mar 1970 1 Dec 2007 1 other company
Jennifer Lee Harkins Director May 1985 16 Aug 2021 None
Alexander Cassidy Secretary Not published 13 Mar 2001 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Profit before tax

£1.59m

−31% from £2.31m

Net assets

£1.23m

−65% from £3.56m

Cash at bank

£6.00m

−51% from £12.3m

Employees (average)

1

−99% from 94

The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £5.69m, for the year to 31 March 2022.

Profit before tax

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC097770. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ross & Liddell’s history from the FCA register and Companies House, newest first.

Key events (8) All events (29)

2019

3 April 2019

  • Irene Campbell Devenny stopped being a part-owner

Companies House

2016

28 December 2016

  • Alexander Cassidy became a part-owner (25–50% of shares)
  • Andrew Jack Cunningham became a part-owner (25–50% of shares)
  • Irene Campbell Devenny became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1986

11 March 1986

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (8 shown here)
  • Every director appointment and resignation: 19
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Firms like Ross & Liddell

Other firms of the same type (insurance broker), nearest first.

In Glasgow

Advanta Risk LtdGlasgowAuthorisedAffinity Brokers LimitedGlasgowAuthorisedAllan Johnston and CompanyGlasgowAuthorisedAlliance Financial LTDGlasgowAuthorisedAndrew Yule LimitedGlasgowAuthorisedAshley Baxter LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ross & Liddell

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 29 events in its history

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Frequently asked questions about this firm

Is Ross & Liddell Limited FCA authorised?
Yes, Ross & Liddell Limited (FRN 310429) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Ross & Liddell’s phone number and website?
The FCA register lists the phone number 0141 221 9266 and the website ross-liddell.com for Ross & Liddell. If you were given different contact details, use these to check with the firm before going any further.
Is Ross & Liddell a scam or clone?
Ross & Liddell is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ross & Liddell?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ross & Liddell to the Financial Ombudsman Service, free of charge.
Who owns Ross & Liddell?
Companies House lists 2 people with significant control of Ross & Liddell: Mr Alexander Cassidy (25–50% of shares) and Mr Andrew Jack Cunningham (25–50% of shares). Before that, it was controlled by Mrs Irene Campbell Devenny.
Who runs Ross & Liddell?
Companies House lists 3 directors of Ross & Liddell: Alexander Cassidy, Andrew Jack Cunningham and Jennifer Lee Harkins.
How long has Ross & Liddell been in business?
The company was formed on 11 March 1986, and has held its current FCA authorisation since January 2005.
What do Ross & Liddell’s latest accounts show?
Its latest accounts, to 31 March 2025, show profit before tax of £1.59m (−31% from £2.31m) and net assets of £1.23m (−65% from £3.56m).

Sources and links

The full report on Ross & Liddell Limited

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