Rothesay Life PLC

Reference number: 466067

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rothesay.com first appeared online, and whether it can receive email
  • What kind of line 020 7770 5300 is, and the other firm that gives it
  • Who else gives the postcode WC1A 1PB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Rothesay Trading name: A name it trades under now.
  • First Premium Company Ltd Former name: A name it was registered under before.
  • Rothesay Life Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments
  • Managing investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Public limited company
Incorporated
26 February 2007 (19 years old)
Registered office
The Post Building, 100 Museum Street, London, WC1A 1PB, United Kingdom
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas James Pearce Director May 1979 20 May 2016 5 other companies
Therese Lynn Miller Director Nov 1951 1 Sep 2017 1 other company
Edward Joseph Giera Director Nov 1962 25 Jan 2021 1 other company
Heather Louise Jackson Director Aug 1965 1 Apr 2021 12 other companies
Angela Jane Darlington Director May 1968 1 Aug 2022 5 other companies
Arjun Gupta Director Sep 1963 20 Jan 2023 1 other company
Geoffrey James Craddock Director Oct 1959 20 Jan 2023 None
Lisa Arnold Director Apr 1962 10 Jul 2023 1 other company
Graham Robert Butcher Director Sep 1981 1 Oct 2023 3 other companies
Sophie Jane O'Connor Director Aug 1970 1 Oct 2023 31 other companies
Katherine Angela Garner Director Aug 1968 1 Apr 2024 12 other companies
Bruce Neil Carnegie-Brown Director Dec 1959 1 May 2025 3 other companies
Xiao Chen Director Sep 1989 1 Jul 2026 1 other company
Jonathan Abell Ferrugia Director Nov 1985 1 Jul 2026 1 other company
Phoebe Kathleen Lowri Burnett Secretary Not published 25 Jan 2017 –
Eleanor Jane Sizer Secretary Not published 1 Apr 2020 –
Fan Yang Secretary Not published 20 Dec 2022 –

Other companies run by these 14 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
63
closed down
9
are FCA-registered
23

In the full report: all 63 companies, named

  • What each company does, and whether it is still trading
  • Which of these 14 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 23 on the FCA register
  • The 3 companies these 14 directors run together
  • All 42 people who have ever been directors, with their dates
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Key dates in its history

Rothesay Life’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Rothesay Limited took control (75–100% of shares)

Companies House

24 March 2016

  • Changed its registered name from "Rothesay Life Ltd"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2007

6 November 2007

  • Regulated by the Financial Services Authority from this date

FCA register

12 July 2007

  • Became authorised by the FCA

FCA register

17 May 2007

  • Changed its registered name from "First Premium Company Ltd"

FCA register

26 February 2007

  • Incorporated at Companies House

Companies House

In the full report: all 81 events

  • All 81 events in its history (8 shown here)
  • Every director appointment and resignation: 70
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Firms connected to Rothesay Life

Other FCA-listed firms that share a director, phone number or address with Rothesay Life. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share a director
6
share its phone number
1

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (6), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like Rothesay Life

Other firms of the same type (insurer), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rothesay Life

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 63 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 81 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Rothesay Life PLC FCA authorised?
Yes, Rothesay Life PLC (FRN 466067) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2007 and works as an insurer. The FCA has placed no limits on its permissions.
What is Rothesay Life’s phone number and website?
The FCA register lists the phone number 020 7770 5300 and the website rothesay.com for Rothesay Life. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Rothesay Life a scam or clone?
Rothesay Life is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rothesay Life?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rothesay Life to the Financial Ombudsman Service, free of charge.
Who owns Rothesay Life?
Rothesay Life is owned by Rothesay Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Rothesay Life?
Companies House lists 14 directors of Rothesay Life: Thomas James Pearce, Therese Lynn Miller, Edward Joseph Giera, Heather Louise Jackson, Angela Jane Darlington, Arjun Gupta and 8 more.
How long has Rothesay Life been in business?
The company was formed on 26 February 2007, and has held its current FCA authorisation since July 2007.
Does Rothesay Life use any other names?
It trades as Rothesay. It has previously used 2 other names: First Premium Company Ltd and Rothesay Life Ltd.

Sources and links

The full report on Rothesay Life PLC

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