RouteOne Risk Services Limited

Reference number: 1053703

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RouteOne Risk Services Limited (FRN 1053703) is an AR of Movo Partnership Ltd (FRN 823503). When you use RouteOne Risk Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RouteOne Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When routeoneinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07368 101245 is
  • Who else gives the postcode CM12 0NH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • RouteOne Insurance Brokers Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Movo Partnership Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 February 2026 (less than a year old)
Registered office
121a Perry Street, Billericay, CM12 0NH, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas James Wheele Director Oct 1985 6 Feb 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

RouteOne Risk Services’s history from the FCA register and Companies House, newest first.

2026

21 April 2026

  • Became an appointed representative
  • Began trading as "RouteOne Insurance Brokers"

FCA register

6 February 2026

  • Incorporated at Companies House
  • Nicholas James Wheele took control (75–100% of shares)
  • Nicholas James Wheele appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to RouteOne Risk Services

Other FCA-listed firms that share a director, phone number or address with RouteOne Risk Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like RouteOne Risk Services

Other firms of the same type (insurance broker), nearest first.

In Billericay

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RouteOne Risk Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is RouteOne Risk Services Limited FCA authorised?
RouteOne Risk Services Limited (FRN 1053703) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RouteOne Risk Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RouteOne Risk Services Limited (FRN 1053703) is an AR of Movo Partnership Ltd (FRN 823503). When you use RouteOne Risk Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RouteOne Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RouteOne Risk Services’ phone number and website?
The FCA register lists the phone number 07368 101245 and the website routeoneinsurance.co.uk for RouteOne Risk Services. If you were given different contact details, use these to check with the firm before going any further.
Is RouteOne Risk Services a scam or clone?
RouteOne Risk Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RouteOne Risk Services?
Protection works through Movo Partnership Ltd, the principal firm responsible for RouteOne Risk Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RouteOne Risk Services?
Companies House lists one person with significant control of RouteOne Risk Services: Nicholas James Wheele (75–100% of shares).
Who runs RouteOne Risk Services?
Companies House lists one director of RouteOne Risk Services: Nicholas James Wheele.
How long has RouteOne Risk Services been in business?
The company was formed on 6 February 2026.
Does RouteOne Risk Services use any other names?
It trades as RouteOne Insurance Brokers.

Sources and links

The full report on RouteOne Risk Services Limited

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