Rs Data Tech, Ltd: FCA regulated?

Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

Agent for under a year
No FCA actions
Active company since 2012
Accounts filed up to 31 December 2025
Your funds are not FSCS protected
On its latest accounts it owed £4.12m more than it owned

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 738724 →.

Responsible principal firm

Bud Financial Limited Reference number: 793327 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Rs Data Tech, Ltd Reference number: 738724 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

rsdatatech.com (opens in a new tab)
Phone number

0161 250 7557
Address

Suite 606, 49 Piccadilly, Manchester, Greater Manchester, M1 2AP, United Kingdom

In the full report: 3 background checks

When rsdatatech.com first appeared online, and whether it can receive email
What kind of line 0161 250 7557 is
Who else gives the postcode M1 2AP

Other names (14)

If you were contacted under any of these names, it is this firm.

Credit Score Pro Trading name: A name it trades under now.
CreditScorePro.co.uk Trading name: A name it trades under now.
My UK Credit Report Trading name: A name it trades under now.
MyUKCreditReport.com Trading name: A name it trades under now.
MyUKCreditReport.co.uk Trading name: A name it trades under now.
MyUKCR.net Trading name: A name it trades under now.
Student Credit Checker Trading name: A name it trades under now.
studentcreditchecker.com Trading name: A name it trades under now.
studentcreditchecker.co.uk Trading name: A name it trades under now.
UKCredit.net Trading name: A name it trades under now.
UKCredit.org Trading name: A name it trades under now.
UK Credit Ratings Trading name: A name it trades under now.
ukcreditratings.com Trading name: A name it trades under now.
ukcreditratings.co.uk Trading name: A name it trades under now.

Past FCA permissions and consumer protection

Protection works through the principal
This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08282923 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 November 2012 (13 years old)
Registered office: C/O William Sturges Llp Burwood House, 14-16 Caxton Street, London, SW1H 0QY
Nature of business: Activities of credit bureaus (SIC 82912)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David W Tam	Director	Jan 1978	25 Feb 2013	None
Bertrand Oon Hui Seow	Director	Jul 1978	13 Sep 2019	None
Thomas Joseph Mcerlane Iii	Director	Sep 1978	1 Oct 2019	None
Christopher John Downes	Director	May 1966	18 Oct 2019	11 other companies
Cody Stuart Silvester	Director	Aug 1992	28 Oct 2019	None
Bertrand Oon Hui Seow	Secretary	Not published	1 Dec 2018	–

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 11
closed down: 11

In the full report: all 11 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
All 8 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

−£4.12m

Up £194k from −£4.32m

Cash at bank

£512k

+173% from £188k

Employees (average)

9

−10% from 10

Owed within a year

£6.73m

+2.5% from £6.56m

Total equity is negative: on its last balance sheet the company owed £4.12m more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08282923. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rs Data Tech,’s history from the FCA register and Companies House, newest first.

Key events (5) All events (33)

2026

13 May 2026

Status on the FCA register became "PSD Agent"

FCA register

2016

6 April 2016

Bertrand Seow became a part-owner (25–50% of shares)
David Tam became a part-owner (25–50% of shares)
Thomas McErlane III became a part-owner (25–50% of shares)

Companies House

2012

6 November 2012

Incorporated at Companies House

Companies House

In the full report: all 33 events

All 33 events in its history (5 shown here)
Every director appointment and resignation: 11

Firms connected to Rs Data Tech,

Other FCA-listed firms that share a director, phone number or address with Rs Data Tech,. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Get the full report on Rs Data Tech,

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

11 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 33 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Rs Data Tech, Ltd FCA authorised?

Rs Data Tech, Ltd (FRN 1056522) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.

What is Rs Data Tech,’s phone number and website?

The FCA register lists the phone number 0161 250 7557 and the website rsdatatech.com for Rs Data Tech,. If you were given different contact details, use these to check with the firm before going any further.

Is Rs Data Tech, a scam or clone?

Rs Data Tech, is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Rs Data Tech,?

Rs Data Tech, is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.

Who owns Rs Data Tech,?

Companies House lists 3 people with significant control of Rs Data Tech,: Mr Thomas McErlane III (25–50% of shares), Mr David Tam (25–50% of shares) and Mr Bertrand Seow (25–50% of shares).

Who runs Rs Data Tech,?

Companies House lists 5 directors of Rs Data Tech,: David W Tam, Bertrand Oon Hui Seow, Thomas Joseph McErlane III, Christopher John Downes and Cody Stuart Silvester.

How long has Rs Data Tech, been in business?

The company was formed on 6 November 2012.

What do Rs Data Tech,’s latest accounts show?

Its latest accounts, to 31 December 2025, show total equity of −£4.12m (up £194k from −£4.32m) and cash at bank of £512k (+173% from £188k).

Does Rs Data Tech, use any other names?

It trades as Credit Score Pro, CreditScorePro.co.uk, My UK Credit Report, MyUKCreditReport.com and MyUKCreditReport.co.uk, and 9 more names.