RSB Money Limited

Reference number: 413710

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RSB Money Limited (FRN 413710) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use RSB Money's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RSB Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thesurreymortgagebroker.co.uk first appeared online, and whether it can receive email
  • What kind of line 01252 759233 is
  • Who else gives the postcode GU9 7NU
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • The Surrey Mortgage Broker Trading name: A name it trades under now.
  • West Lakes Mortgages Trading name: A name it trades under now.
  • RSB Money Ltd Former name: A name it was registered under before.
  • RSB Mortgages Former name: A name it was registered under before.
  • RSB Mortgages Ltd Former name: A name it was registered under before.
  • The London Mortgage Broker Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 March 2008 (18 years old)
Registered office
38 Edward Road, Farnham, Surrey, GU9 8NP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Bousfield Director Jun 1975 27 Mar 2008 None
Eleanor Ruth Bousfield Secretary Not published 28 Mar 2024 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£111

−98% from £5,429

Cash at bank

£4,543

−38% from £7,343

Employees (average)

2

Same as 2

Owed within a year

£49.0k

+43% from £34.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06546333. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RSB Money’s history from the FCA register and Companies House, newest first.

2026

29 January 2026

  • Changed its registered name from "RSB Money Ltd"

FCA register

2016

6 April 2016

  • Richard Bousfield took control (75–100% of shares)

Companies House

2009

27 August 2009

  • Changed its registered name from "RSB Mortgages Ltd"

FCA register

2008

1 October 2008

  • Changed its registered name from "RSB Mortgages"

FCA register

27 March 2008

  • Incorporated at Companies House

Companies House

2004

4 November 2004

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to RSB Money

Other FCA-listed firms that share a director, phone number or address with RSB Money. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like RSB Money

Other firms of the same type (mortgage adviser or broker), nearest first.

In Farnham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RSB Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is RSB Money Limited FCA authorised?
RSB Money Limited (FRN 413710) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RSB Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RSB Money Limited (FRN 413710) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use RSB Money's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RSB Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RSB Money’s phone number and website?
The FCA register lists the phone number 01252 759233 and the website thesurreymortgagebroker.co.uk for RSB Money. If you were given different contact details, use these to check with the firm before going any further.
Is RSB Money a scam or clone?
RSB Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RSB Money?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for RSB Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RSB Money?
Companies House lists one person with significant control of RSB Money: Mr Richard Bousfield (75–100% of shares).
Who runs RSB Money?
Companies House lists one director of RSB Money: Richard Bousfield.
How long has RSB Money been in business?
The company was formed on 27 March 2008.
What do RSB Money’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £111 (−98% from £5,429) and cash at bank of £4,543 (−38% from £7,343).
Does RSB Money use any other names?
It trades as The Surrey Mortgage Broker and West Lakes Mortgages. It has previously used 4 other names, including RSB Money Ltd, RSB Mortgages and RSB Mortgages Ltd.

Sources and links

The full report on RSB Money Limited

£19.99 · Instant PDF download

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