Rubber Ring Financial Services Limited

Reference number: 912930

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rubber-ring.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 533 0803 is
  • Who else gives the postcode SK12 1AA
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • AG Protect Trading name
  • Jessops Care Trading name
  • Rubber Ring Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12075495
Company status
Active
Company type
Private limited company
Incorporated
28 June 2019 (7 years old)
Registered office
24a Market Street Disley, Stockport, Cheshire, SK12 2AA, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew James Watson Hagger Director Jan 1976 30 Oct 2019 2 other companies
Robert Gary Jones Director May 1982 30 Oct 2019 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Micro-entity accountsNot audited

Net assets

−£746k

Down £116k from −£630k

Employees (average)

3

+50% from 2

Owed within a year

£7,632

−2.9% from £7,858

Net assets are negative: on its last balance sheet the company owed £746k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12075495. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rubber Ring Financial Services’s history from the FCA register and Companies House, newest first.

Key events (12) All events (20)

2024

3 June 2024

  • Andrew James Watson Hagger stopped being a part-owner
  • Bridge-Ipro Ltd took control (75–100% of shares)
  • Robert Gary Jones stopped being a part-owner

Companies House

2020

24 June 2020

  • Darren Kevin Knutton stopped being a part-owner

Companies House

18 March 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

30 October 2019

  • Andrew James Watson Hagger became a part-owner (25–50% of shares)
  • Darren Kevin Knutton became a part-owner (25–50% of shares)
  • Darren Kevin Knutton gave up control
  • Robert Gary Jones became a part-owner (25–50% of shares)

Companies House

28 June 2019

  • Incorporated at Companies House
  • Darren Kevin Knutton took control (75–100% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (12 shown here)
  • Every director appointment and resignation: 4
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Firms like Rubber Ring Financial Services

Other firms of the same type (insurance broker), nearest first.

In Stockport

Complex to Clear Group LimitedStockportAuthorisedAbbott & Bramwell LimitedStockportAuthorisedAlternative Propositions LimitedStockportAuthorisedAppleton & Green LimitedStockportAuthorisedBroadway Broking Group LimitedStockportAuthorisedC & C Insurance Brokers LimitedStockportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rubber Ring Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Rubber Ring Financial Services Limited FCA authorised?
Yes, Rubber Ring Financial Services Limited (FRN 912930) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Rubber Ring Financial Services’ phone number and website?
The FCA register lists the phone number 0161 533 0803 and the website rubber-ring.co.uk for Rubber Ring Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Rubber Ring Financial Services a scam or clone?
Rubber Ring Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rubber Ring Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rubber Ring Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Rubber Ring Financial Services?
Rubber Ring Financial Services is owned by Bridge-Ipro Ltd, which holds 75–100% of shares and 75–100% of votes, since 3 June 2024. Before that, it was controlled by Mr Darren Kevin Knutton, Mr Andrew James Watson Hagger and Mr Robert Gary Jones.
Who runs Rubber Ring Financial Services?
Companies House lists 2 directors of Rubber Ring Financial Services: Andrew James Watson Hagger and Robert Gary Jones.
How long has Rubber Ring Financial Services been in business?
The company was formed on 28 June 2019, and has held its current FCA authorisation since March 2020.
What do Rubber Ring Financial Services’ latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of −£746k (down £116k from −£630k).
Does Rubber Ring Financial Services use any other names?
It trades as AG Protect, Jessops Care and Rubber Ring.

Sources and links

The full report on Rubber Ring Financial Services Limited

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