Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 26 years
- Protected through the principal
- No FCA actions
- Active company since 2000
- Accounts filed up to 28 February 2025
Responsible principal firm
PNM FINANCIAL MANAGEMENT LIMITED Reference number: 714223 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Rushtons Financial Management Ltd (FRN 194259) is an AR of PNM FINANCIAL MANAGEMENT LIMITED (FRN 714223). When you use Rushtons Financial Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Rushtons Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
9 Cable Court, Pitman Way, Fulwood, Preston, Lancashire, PR2 9WY, United Kingdom
In the full report: 2 background checks
- What kind of line 01772 655040 is
- Who else gives the postcode PR2 9WY
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Pnm Financial Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- RUSHTONS FINANCIAL MANAGEMENT LIMITED
- Company number
- 03921104 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 February 2000 (26 years old)
- Registered office
- Shorrock House 1 Faraday Court, Fulwood, Preston, Lancashire, PR2 9NB
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Neil Malcolm Calvert | Director | Apr 1957 | 7 Feb 2000 | 2 other companies |
| Paul Nicholas Morris | Director | Nov 1956 | 7 Feb 2000 | 4 other companies |
| Marie Louise Morris | Secretary | Not published | 22 Nov 2018 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 2
- are FCA-registered
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£14.0k
<1% from £14.2k
Cash at bank
£6,947
+2.1% from £6,805
Employees (average)
1
Same as 1
Owed within a year
£17.6k
−12% from £19.9k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03921104. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Rushtons Financial Management’s history from the FCA register and Companies House, newest first.
2017
23 March 2017
- Marie Louise Morris became a part-owner (25–50% of shares)
- Neil Malcolm Calvert stopped being a part-owner
- Paul Nicholas Morris stopped being a part-owner
Companies House
2016
6 April 2016
- Neil Malcolm Calvert became a part-owner (25–50% of shares)
- Paul Nicholas Morris became a part-owner (25–50% of shares)
Companies House
2000
1 November 2000
- Became an appointed representative
FCA register
7 February 2000
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (7 shown here)
- Every director appointment and resignation: 4
Firms connected to Rushtons Financial Management
Other FCA-listed firms that share a director, phone number or address with Rushtons Financial Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Rushtons Financial Management
Other firms of the same type (financial adviser), nearest first.
In Preston
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Rushtons Financial Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 11 events in its history
- 1 connected firm, named, and who links them
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk