Russell Ham Limited

Reference number: 669250

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When russellham.co.uk first appeared online, and whether it can receive email
  • What kind of line 01752 672722 is
  • Who else gives the postcode PL4 9LR
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04615596
Company status
Active
Company type
Private limited company
Incorporated
12 December 2002 (23 years old)
Registered office
Britannia Garage 4 Wolseley Road, Milehouse Plymouth, Devon, PL2 3BH
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Edward Higginson Director Feb 1965 12 Dec 2002 2 other companies
Sharron Elizabeth Rooke-Higginson Director Feb 1971 10 Dec 2011 None
Gareth Edward Higginson Director Apr 1992 10 Dec 2011 None
Amy Louise Higginson Director Mar 1990 19 Jan 2026 None
Nigel Edward Higginson Secretary Not published 12 Dec 2002 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£167k

+42% from £118k

Cash at bank

£14.4k

−2% from £14.7k

Employees (average)

10

Same as 10

Owed within a year

£242k

+9.3% from £221k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04615596. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Russell Ham’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2016

12 December 2016

  • Nigel Edward Higginson took control (75–100% of shares)

Companies House

2015

12 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

12 December 2002

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (4 shown here)
  • Every director appointment and resignation: 6
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Firms like Russell Ham

Other firms of the same type (car dealer), nearest first.

In Plymouth

Automotion Vehicle Sales LtdPlymouthAuthorisedBelgrave Commercials LimitedPlymouthAuthorisedCattedown Trade Centre LimitedPlymouthAuthorisedChurch Garage (Plymouth) LimitedPlymouthAuthorisedEdh Mot & Repair Centre LimitedplymouthAuthorisedElliott Jarvis Cars LtdPlymouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Russell Ham

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Russell Ham Limited FCA authorised?
Yes, Russell Ham Limited (FRN 669250) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Russell Ham’s phone number and website?
The FCA register lists the phone number 01752 672722 and the website russellham.co.uk for Russell Ham. If you were given different contact details, use these to check with the firm before going any further.
Is Russell Ham a scam or clone?
Russell Ham is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Russell Ham?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Russell Ham handles your money, so check the specific product before you commit. You can also refer complaints about Russell Ham to the Financial Ombudsman Service, free of charge.
Who owns Russell Ham?
Companies House lists one person with significant control of Russell Ham: Mr Nigel Edward Higginson (75–100% of shares).
Who runs Russell Ham?
Companies House lists 4 directors of Russell Ham: Nigel Edward Higginson, Sharron Elizabeth Rooke-Higginson, Gareth Edward Higginson and Amy Louise Higginson.
How long has Russell Ham been in business?
The company was formed on 12 December 2002, and has held its current FCA authorisation since June 2015.
What do Russell Ham’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £167k (+42% from £118k) and cash at bank of £14.4k (−2% from £14.7k).

Sources and links

The full report on Russell Ham Limited

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