RVO Consultants Ltd

Reference number: 1036829

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ASPRAY LIMITED Reference number: 466101 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RVO Consultants Ltd (FRN 1036829) is an AR of ASPRAY LIMITED (FRN 466101). When you use RVO Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RVO Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aspray.com first appeared online, and whether it can receive email
  • What kind of line 01254 665020 is, and the 40 other firms that give it
  • Who else gives the postcode BA1 6LY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Aspray Bristol South Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Aspray Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16370920
Company status
Active
Company type
Private limited company
Incorporated
7 April 2025 (1 year old)
Registered office
1 Beaufort Villas, Bath, BA1 6LY, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Vincent Oflaherty Director Jun 1966 7 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

RVO Consultants’s history from the FCA register and Companies House, newest first.

2025

14 July 2025

  • Became an appointed representative
  • Began trading as "Aspray Bristol South"

FCA register

7 April 2025

  • Incorporated at Companies House
  • Richard Vincent Oflaherty took control (75–100% of shares)
  • Richard Vincent Oflaherty appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to RVO Consultants

Other FCA-listed firms that share a director, phone number or address with RVO Consultants. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12)
  • Who links each one: the named directors, with dates
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Firms like RVO Consultants

Other firms of the same type (insurance broker), nearest first.

In Bath

Darwin (Bath Mill) LimitedBathAppointed representativeAscentia Mortgage Solutions LimitedBathAppointed representativeG H Health Solutions LtdBathAppointed representativeKelston VetsBathAppointed representativeLynne BlackwellBathAppointed representativeThe Employee Benefit Service LimitedBathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RVO Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is RVO Consultants Ltd FCA authorised?
RVO Consultants Ltd (FRN 1036829) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RVO Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RVO Consultants Ltd (FRN 1036829) is an AR of ASPRAY LIMITED (FRN 466101). When you use RVO Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RVO Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RVO Consultants’ phone number and website?
The FCA register lists the phone number 01254 665020 and the website aspray.com for RVO Consultants. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 40 other FCA firms.
Is RVO Consultants a scam or clone?
RVO Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RVO Consultants?
Protection works through Aspray Limited, the principal firm responsible for RVO Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RVO Consultants?
Companies House lists one person with significant control of RVO Consultants: Mr Richard Vincent Oflaherty (75–100% of shares).
Who runs RVO Consultants?
Companies House lists one director of RVO Consultants: Richard Vincent Oflaherty.
How long has RVO Consultants been in business?
The company was formed on 7 April 2025.
Does RVO Consultants use any other names?
It trades as Aspray Bristol South.

Sources and links

The full report on RVO Consultants Ltd

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