RWS Financial Planning Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2013
Accounts filed up to 31 December 2025

Responsible principal firm

Corbel Partners Limited Reference number: 429142 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
RWS Financial Planning Limited (FRN 1024464) is an AR of Corbel Partners Limited (FRN 429142). When you use RWS Financial Planning's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from RWS Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0191 250 9340
Address

9 Anderson Green, Saltwell Business Park, Gateshead, Gateshead, NE9 5BQ, United Kingdom

In the full report: 2 background checks

What kind of line 0191 250 9340 is
Who else gives the postcode NE9 5BQ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Corbel Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08611392 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 July 2013 (13 years old)
Registered office: 9 Anderson Green, Saltwell Business Park, Gateshead, Tyne & Wear, NE9 5BQ, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Richard William Smith	Director	Jun 1976	16 Jul 2013	2 other companies
Richard William Smith	Secretary	Not published	16 Jul 2013	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£12.2k

−11% from £13.7k

Employees (average)

2

Up 2 from 0

Owed within a year

£11.6k

−62% from £30.5k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08611392. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RWS Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

4 February 2025

Became an appointed representative

FCA register

2016

28 July 2016

Richard William Smith took control (75–100% of shares)

Companies House

2013

16 July 2013

Incorporated at Companies House

Companies House

In the full report: all 6 events

All 6 events in its history (3 shown here)
Every director appointment and resignation: 3

Firms like RWS Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Gateshead

Baxter Pearse Financial Consultants LimitedGatesheadAppointed representative Cornerstone Financial Group LtdGatesheadAppointed representative Craig Giles Wealth Management LTDGatesheadAppointed representative James HutchinsGatesheadAppointed representative Leazes Quadrus Financial Planning LtdGatesheadAppointed representative Templeton Brown LtdGatesheadAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RWS Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 6 events in its history

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Frequently asked questions about this firm

Is RWS Financial Planning Limited FCA authorised?

RWS Financial Planning Limited (FRN 1024464) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for RWS Financial Planning?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RWS Financial Planning Limited (FRN 1024464) is an AR of Corbel Partners Limited (FRN 429142). When you use RWS Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RWS Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is RWS Financial Planning’s phone number?

The FCA register lists the phone number 0191 250 9340 for RWS Financial Planning. If you were given different contact details, use these to check with the firm before going any further.

Is RWS Financial Planning a scam or clone?

RWS Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with RWS Financial Planning?

Protection works through Corbel Partners Limited, the principal firm responsible for RWS Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns RWS Financial Planning?

Companies House lists one person with significant control of RWS Financial Planning: Mr Richard William Smith (75–100% of shares).

Who runs RWS Financial Planning?

Companies House lists one director of RWS Financial Planning: Richard William Smith.

How long has RWS Financial Planning been in business?

The company was formed on 16 July 2013.

What do RWS Financial Planning’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £12.2k (−11% from £13.7k).