Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 March 2023
Responsible principal firm
Tabeo Finance Limited Reference number: 777539 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- S And M Healthcare Limited (FRN 1059949) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not S And M Healthcare.
- Example: if S And M Healthcare refers you to a financial adviser, the advice should come from the principal firm, not from S And M Healthcare itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Barclays Bank Plc, 40-42 Wellfield Road, Cardiff, Cardiff, CF24 3YR, United Kingdom
In the full report: 2 background checks
- What kind of line 029 2168 1686 is
- Who else gives the postcode CF24 3YR
Other names (1)
If you were contacted under any of these names, it is this firm.
- Seren Dental Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14072152 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 April 2022 (4 years old)
- Registered office
- Unit 32 Cardiff Business Park, Lambourne Crescent, Cardiff, South Glamorgan, CF14 5GG, Wales
- Nature of business
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- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Devin Ashwin Amarshi Mandalia | Director | Jun 1995 | 27 Apr 2022 | 1 other company |
| Arezou Sartipi | Director | Feb 1993 | 27 Apr 2022 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- run together
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
Filed accounts and finances
Total equity
£53.8k
No earlier figure to compare
Cash at bank
£83.0k
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
Owed within a year
£51.6k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14072152. Figures are exactly as filed; nothing is estimated.
Key dates in its history
S And M Healthcare’s history from the FCA register and Companies House, newest first.
2026
14 July 2026
- Became an introducer appointed representative
FCA register
2022
27 April 2022
- Incorporated at Companies House
- Arezou Sartipi became a part-owner (25–50% of shares)
- Devin Ashwin Amarshi Mandalia became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms like S And M Healthcare
Other firms of the same type (dental or medical practice), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on S And M Healthcare
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
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Who owns S And M Healthcare?
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What do S And M Healthcare’s latest accounts show?
Does S And M Healthcare use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk