S & B Financial Services Limited

Reference number: 1025084

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sbfsltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07825 232174 is
  • Who else gives the postcode SY4 5SA
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • TLS Mortgage Solutions Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15955693
Company status
Active
Company type
Private limited company
Incorporated
13 September 2024 (2 years old)
Registered office
Lynton, Lee Brockhurst, Shrewsbury, SY4 5SA, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Anthony Broad Director Nov 1969 13 Sep 2024 None
Tracey Lucille Simpson Director Jun 1979 13 Sep 2024 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

£5,449

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15955693. Figures are exactly as filed; nothing is estimated.

Key dates in its history

S & B Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2025

2 June 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2024

13 September 2024

  • Incorporated at Companies House
  • Mark Anthony Broad became a part-owner (25–50% of shares)
  • Tracey Lucille Simpson became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like S & B Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Shrewsbury

Abacus Mortgages Direct LtdShrewsburyAuthorisedFrance & BevanShrewsburyAuthorisedWalker Commercial Finance LimitedShrewsburyAuthorisedCountrywide Homeloans LimitedShrewsburyAppointed representativeElevate Mortgage Group LimitedShrewsburyAppointed representativeEmma Wigley Mortgage Solutions LtdShrewsburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on S & B Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is S & B Financial Services Limited FCA authorised?
Yes, S & B Financial Services Limited (FRN 1025084) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2025 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is S & B Financial Services’ phone number and website?
The FCA register lists the phone number 07825 232174 and the website sbfsltd.co.uk for S & B Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is S & B Financial Services a scam or clone?
S & B Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with S & B Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about S & B Financial Services to the Financial Ombudsman Service, free of charge.
Who owns S & B Financial Services?
Companies House lists 2 people with significant control of S & B Financial Services: Mr Mark Anthony Broad (25–50% of shares) and Ms Tracey Lucille Simpson (25–50% of shares).
Who runs S & B Financial Services?
Companies House lists 2 directors of S & B Financial Services: Mark Anthony Broad and Tracey Lucille Simpson.
How long has S & B Financial Services been in business?
The company was formed on 13 September 2024, and has held its current FCA authorisation since June 2025.
What do S & B Financial Services’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £5,449 (no earlier figure to compare).
Does S & B Financial Services use any other names?
It trades as TLS Mortgage Solutions.

Sources and links

The full report on S & B Financial Services Limited

£19.99 · Instant PDF download

Loading secure checkout…