Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 1996
- Accounts filed up to 31 March 2023
Responsible principal firm
SHERMIN FINANCE LIMITED Reference number: 727594 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- S G S HEATING AND ELECTRICAL LIMITED (FRN 1000818) is an AR of SHERMIN FINANCE LIMITED (FRN 727594). When you use S G S HEATING AND ELECTRICAL's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from S G S HEATING AND ELECTRICAL, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
Home Serve, Cable Drive, Walsall, Walsall, WS2 7BN, United Kingdom
In the full report: 3 background checks
- When sgsgas.co.uk first appeared online, and whether it can receive email
- What kind of line 01722 331066 is
- Who else gives the postcode WS2 7BN
Other names (3)
If you were contacted under any of these names, it is this firm.
- SGS Trading name: A name it trades under now.
- SGS Gas Trading name: A name it trades under now.
- sgsgas.co.uk Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03174152 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 March 1996 (30 years old)
- Registered office
- Homeserve, Cable Drive, Walsall, West Midlands, WS2 7BN, England
- Nature of business
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- Plumbing, heat and air-conditioning installation (SIC 43220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steven John Rollings | Director | May 1974 | 31 Jul 2023 | 13 other companies |
| Jeremy John Strutt | Director | Nov 1970 | 31 Jul 2023 | 9 other companies |
| Paul Graham Harwood | Director | Oct 1974 | 1 Jul 2025 | None |
| Anna Maughan | Secretary | Not published | 31 Jul 2023 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 14
- closed down
- 3
- are FCA-registered
- 3
In the full report: all 14 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 8 companies these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£958k
+42% from £676k
Cash at bank
£1.06m
+134% from £455k
Employees (average)
45
+2.3% from 44
Owed within a year
£738k
+16% from £638k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03174152. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
S G S Heating and Electrical’s history from the FCA register and Companies House, newest first.
2024
23 January 2024
- Homeserve Membership Limited took control (75–100% of shares)
- Sgs Group Holdings Ltd gave up control
Companies House
2023
12 September 2023
- Became an appointed representative
FCA register
31 July 2023
- Board replaced: its only director left and 2 new directors took over
Companies House
2020
26 June 2020
- Michael John Fone stopped being the majority owner
- Sgs Group Holdings Ltd took control (75–100% of shares)
- Sharon Fone stopped being a part-owner
Companies House
2016
6 April 2016
- Michael John Fone became the majority owner (50–75% of shares)
- Sharon Fone became a part-owner (25–50% of shares)
Companies House
1996
18 March 1996
- Incorporated at Companies House
Companies House
In the full report: all 22 events
- All 22 events in its history (10 shown here)
- Every director appointment and resignation: 9
Firms connected to S G S Heating and Electrical
Other FCA-listed firms that share a director, phone number or address with S G S Heating and Electrical. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share a director
- 3
- share its postcode
- 4
In the full report: all 7 connected firms, named
- How each is linked: shared directors (3), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like S G S Heating and Electrical
Other firms of the same type (home improvement or trades), nearest first.
In Walsall
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on S G S Heating and Electrical
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 14 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 22 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
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Does S G S Heating and Electrical use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk