S James Prestige Ltd

Reference number: 655032

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sjamesprestige.com first appeared online, and whether it can receive email
  • What kind of line 01780 435024 is
  • Who else gives the postcode PE9 4LT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • S James Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08921181
Company status
Active
Company type
Private limited company
Incorporated
4 March 2014 (12 years old)
Registered office
Meadow Park Industrial Estate Bourne Road, Essendine, Stamford, PE9 4LT, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven James Director Sep 1985 4 Mar 2014 2 other companies
Kelly James Director Dec 1982 28 Oct 2015 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.12m

−72% from £4.09m

Cash at bank

£929k

+263% from £256k

Employees (average)

29

Same as 29

Owed within a year

£3.42m

+185% from £1.20m

No turnover or profit for the year to 31 March 2025: the accounts print them but do not tag them. The last tagged figures are £43.5m turnover and £2.69m profit, for the year to 31 March 2024.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08921181. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

S James Prestige’s history from the FCA register and Companies House, newest first.

Key events (8) All events (18)

2024

20 December 2024

  • Kelly Tuck no longer has significant control
  • S James Prestige Eot Limited took control (75–100% of shares)
  • Steven James gave up control

Companies House

2016

6 April 2016

  • Kelly Tuck gained significant control
  • Steven James took control (75–100% of shares)

Companies House

2015

3 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

4 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms like S James Prestige

Other firms of the same type (car dealer), nearest first.

In Stamford

Project One Car SalesStamfordAuthorisedShadow Automotive LtdStamfordAuthorised

In the Peterborough (PE) postcode area

Sportsbikeshop LimitedBostonAuthorisedWebbs of Peterborough LimitedPeterboroughAuthorised3 KM Car Sales LtdPeterboroughAuthorisedA & S Car Sales LtdPeterboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on S James Prestige

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is S James Prestige Ltd FCA authorised?
Yes, S James Prestige Ltd (FRN 655032) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is S James Prestige’s phone number and website?
The FCA register lists the phone number 01780 435024 and the website sjamesprestige.com for S James Prestige. If you were given different contact details, use these to check with the firm before going any further.
Is S James Prestige a scam or clone?
S James Prestige is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with S James Prestige?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how S James Prestige handles your money, so check the specific product before you commit. You can also refer complaints about S James Prestige to the Financial Ombudsman Service, free of charge.
Who owns S James Prestige?
S James Prestige is owned by S James Prestige Eot Limited, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board and held as a trustee, since 20 December 2024. Before that, it was controlled by Mr Steven James and Mrs Kelly Tuck.
Who runs S James Prestige?
Companies House lists 2 directors of S James Prestige: Steven James and Kelly James.
How long has S James Prestige been in business?
The company was formed on 4 March 2014, and has held its current FCA authorisation since February 2015.
What do S James Prestige’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.12m (−72% from £4.09m) and cash at bank of £929k (+263% from £256k).
Does S James Prestige use any other names?
It trades as S James Finance.

Sources and links

The full report on S James Prestige Ltd

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