Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
Cycle Solutions (Cycle to Work) Limited Reference number: 722968 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- S.W.I.F.T. UK AND IRELAND LIMITED (FRN 1058932) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not S.W.I.F.T. UK AND IRELAND.
- Example: if S.W.I.F.T. UK AND IRELAND refers you to a financial adviser, the advice should come from the principal firm, not from S.W.I.F.T. UK AND IRELAND itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Swift Sc, 55 Mark Lane, London, City Of London, EC3R 7NE, United Kingdom
In the full report: 2 background checks
- What kind of line 020 7762 2146 is
- Who else gives the postcode EC3R 7NE
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03116915 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 October 1995 (31 years old)
- Registered office
- 2 Stone Buildings, Lincoln's Inn, London, WC2A 3TH, England
- Nature of business
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- Other information technology service activities (SIC 62090)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rosemary Frances Stone | Director | Jun 1973 | 9 Jun 2022 | None |
| Nathan Van De Velde | Director | Jan 1987 | 28 Jun 2024 | None |
| Maria Emilova Goranova | Director | Dec 1980 | 11 Jun 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
- All 18 people who have been directors, with their dates
Key dates in its history
S.w.i.f.t. UK and Ireland’s history from the FCA register and Companies House, newest first.
2026
13 July 2026
- Became an introducer appointed representative
FCA register
2022
16 May 2022
- S.W.I.F.T.Sc took control (75–100% of shares)
Companies House
1995
23 October 1995
- Incorporated at Companies House
Companies House
In the full report: all 34 events
- All 34 events in its history (3 shown here)
- Every director appointment and resignation: 31
Get the full report on S.w.i.f.t. UK and Ireland
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 34 events in its history
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Frequently asked questions about this firm
Is S.w.i.f.t. UK and Ireland Limited FCA authorised?
S.w.i.f.t. UK and Ireland Limited (FRN 1058932) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for S.w.i.f.t. UK and Ireland?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. S.w.i.f.t. UK and Ireland Limited (FRN 1058932) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not S.w.i.f.t. UK and Ireland. Example: if S.w.i.f.t. UK and Ireland refers you to a financial adviser, the advice should come from the principal firm, not from S.w.i.f.t. UK and Ireland itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is S.w.i.f.t. UK and Ireland’s phone number?
The FCA register lists the phone number 020 7762 2146 for S.w.i.f.t. UK and Ireland. If you were given different contact details, use these to check with the firm before going any further.
Is S.w.i.f.t. UK and Ireland a scam or clone?
S.w.i.f.t. UK and Ireland is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with S.w.i.f.t. UK and Ireland?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for S.w.i.f.t. UK and Ireland's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns S.w.i.f.t. UK and Ireland?
S.w.i.f.t. UK and Ireland is owned by S.W.I.F.T.Sc, which holds 75–100% of shares, since 16 May 2022.
Who runs S.w.i.f.t. UK and Ireland?
Companies House lists 3 directors of S.w.i.f.t. UK and Ireland: Rosemary Frances Stone, Nathan Van De Velde and Maria Emilova Goranova.
How long has S.w.i.f.t. UK and Ireland been in business?
The company was formed on 23 October 1995.
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk