S12ndp Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 30 September 2025

Responsible principal firm

INDEPENDENT BANKING PROFESSIONALS LTD Reference number: 773807 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
S12NDP LIMITED (FRN 1000213) is an AR of INDEPENDENT BANKING PROFESSIONALS LTD (FRN 773807). When you use S12NDP's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from S12NDP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

independentbankingprofessionals.com (opens in a new tab)
Phone number

01949 837368
Address

Ash Accounting, 1 Fairfield Street, Bingham, Nottingham, Nottinghamshire, NG13 8FB, United Kingdom

In the full report: 3 background checks

When independentbankingprofessionals.com first appeared online, and whether it can receive email
What kind of line 01949 837368 is
Who else gives the postcode NG13 8FB

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Independent Banking Professionals Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14965111 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 June 2023 (3 years old)
Registered office: White House, Wollaton Street, Nottingham, Notts, NG1 5GF, United Kingdom
Nature of business: Financial management (SIC 70221)
Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Alison Jane Pigott	Director	Jun 1964	27 Jun 2023	1 other company
Nicholas David Pigott	Director	Sep 1963	27 Jun 2023	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
is FCA-registered: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£5,579

Up £7,769 from −£2,190

Owed within a year

£4,285

+41% from £3,049

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14965111. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

S12ndp’s history from the FCA register and Companies House, newest first.

2023

21 July 2023

Became an appointed representative

FCA register

27 June 2023

Incorporated at Companies House
Alison Jane Pigott became a part-owner (25–50% of shares)
Nicholas David Pigott became a part-owner (25–50% of shares)
Alison Jane Pigott appointed as a director
Nicholas David Pigott appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to S12ndp

Other FCA-listed firms that share a director, phone number or address with S12ndp. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like S12ndp

Other firms of the same type (financial adviser), nearest first.

In Nottingham

Adrian WrightNottinghamAppointed representative Altitude Financial Solutions LtdNottinghamAppointed representative Andrew OrwinNottinghamAppointed representative Anuj DalNottinghamAppointed representative Artemis Financial Planning LimitedNottinghamAppointed representative Ashleyjai Wealth Management LimitedNottinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on S12ndp

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
All 6 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is S12ndp Limited FCA authorised?

S12ndp Limited (FRN 1000213) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for S12ndp?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. S12ndp Limited (FRN 1000213) is an AR of INDEPENDENT BANKING PROFESSIONALS LTD (FRN 773807). When you use S12ndp's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from S12ndp, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is S12ndp’s phone number and website?

The FCA register lists the phone number 01949 837368 and the website independentbankingprofessionals.com for S12ndp. If you were given different contact details, use these to check with the firm before going any further.

Is S12ndp a scam or clone?

S12ndp is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with S12ndp?

Protection works through Independent Banking Professionals Ltd, the principal firm responsible for S12ndp's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns S12ndp?

Companies House lists 2 people with significant control of S12ndp: Mr Nicholas David Pigott (25–50% of shares) and Mrs Alison Jane Pigott (25–50% of shares).

Who runs S12ndp?

Companies House lists 2 directors of S12ndp: Alison Jane Pigott and Nicholas David Pigott.

How long has S12ndp been in business?

The company was formed on 27 June 2023.

What do S12ndp’s latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of £5,579 (up £7,769 from −£2,190).