SA Office Systems Ltd.

Reference number: 677950

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When saofficesystems.com first appeared online, and whether it can receive email
  • What kind of line 020 8668 1144 is
  • Who else gives the postcode CR3 0EA
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04547669
Company status
Active
Company type
Private limited company
Incorporated
27 September 2002 (24 years old)
Registered office
10 Marstan Close, Upchurch, Nr Sittingbourne, Kent, ME9 7BJ, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen John Lott Director Feb 1961 27 Sep 2002 2 other companies
Claire Louise Lott Director Apr 1966 6 Apr 2014 None
Simon Peet Director Nov 1965 1 Apr 2016 1 other company
Claire Louise Lott Secretary Not published 27 Sep 2002 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Net assets

£347k

+3% from £337k

Employees (average)

3

Same as 3

Owed within a year

£107k

−2.1% from £109k

The accounts for the year to 31 March 2026 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £374k, for the year to 31 March 2025.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04547669. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SA Office Systems’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2017

1 August 2017

  • Claire Louise Lott became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Stephen John Lott became a part-owner (25–50% of shares)

Companies House

2015

8 May 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

27 September 2002

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms like SA Office Systems

Other firms of the same type (lender), nearest first.

In the Croydon (CR) postcode area

Quidie LimitedCroydonAuthorisedLoanarranger limitedCroydonAuthorisedAlbone Jewellers (Croydon) LtdCroydonAuthorisedOrchard Orthodontics LimitedCroydonAuthorisedWill Drafters LimitedSouth CroydonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SA Office Systems

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is SA Office Systems Ltd. FCA authorised?
Yes, SA Office Systems Ltd. (FRN 677950) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is SA Office Systems’ phone number and website?
The FCA register lists the phone number 020 8668 1144 and the website SAOFFICESYSTEMS.COM for SA Office Systems. If you were given different contact details, use these to check with the firm before going any further.
Is SA Office Systems a scam or clone?
SA Office Systems is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SA Office Systems?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how SA Office Systems handles your money, so check the specific product before you commit. You can also refer complaints about SA Office Systems to the Financial Ombudsman Service, free of charge.
Who owns SA Office Systems?
Companies House lists 2 people with significant control of SA Office Systems: Mrs Claire Louise Lott (25–50% of shares) and Mr Stephen John Lott (25–50% of shares).
Who runs SA Office Systems?
Companies House lists 3 directors of SA Office Systems: Stephen John Lott, Claire Louise Lott and Simon Peet.
How long has SA Office Systems been in business?
The company was formed on 27 September 2002, and has held its current FCA authorisation since May 2015.
What do SA Office Systems’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £347k (+3% from £337k).

Sources and links

The full report on SA Office Systems Ltd.

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