SA Retail BV Ltd

Reference number: 1057071

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quorum Fleet Solutions Ltd Reference number: 736148 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SA Retail BV Ltd (FRN 1057071) is an AR of Quorum Fleet Solutions Ltd (FRN 736148). When you use SA Retail BV's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SA Retail BV, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07464 812813

  • Address

    Greendale Farm, Burton Road, Elford, Tamworth, Staffordshire, B79 9DJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07464 812813 is
  • Who else gives the postcode B79 9DJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Small Affordable Cars Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quorum Fleet Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12300481
Company status
Active
Company type
Private limited company
Incorporated
6 November 2019 (6 years old)
Registered office
Unit 10-12 Greendale Farm, Burton Road, Elford, B79 9DJ, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
James Smith Director Feb 1979 6 Nov 2019 1 other company
James Smith Secretary Not published 6 Nov 2019 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2023Micro-entity accountsNot audited

Net assets

£54.6k

Up £67.4k from −£12.8k

Employees (average)

2

+100% from 1

Owed within a year

£68.3k

+214% from £21.8k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12300481. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SA Retail BV’s history from the FCA register and Companies House, newest first.

2026

25 June 2026

  • Became an appointed representative
  • Began trading as "Small Affordable Cars"

FCA register

2019

6 November 2019

  • Incorporated at Companies House
  • James Smith took control (75–100% of shares)
  • James Smith appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like SA Retail BV

Other firms of the same type (car dealer), nearest first.

In Tamworth

First Car Motor Group LtdTamworthAppointed representativeLKQ Group (UK) LimitedTamworthAuthorisedAffordablecar Tamworth LtdTamworthAuthorisedBerkeley Performance LtdTamworthAuthoriseddrh cars limitedTamworthAuthorisedKinsall Green Cars LtdTamworthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SA Retail BV

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is SA Retail BV Ltd FCA authorised?
SA Retail BV Ltd (FRN 1057071) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SA Retail BV?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SA Retail BV Ltd (FRN 1057071) is an AR of Quorum Fleet Solutions Ltd (FRN 736148). When you use SA Retail BV's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SA Retail BV, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is SA Retail BV’s phone number?
The FCA register lists the phone number 07464 812813 for SA Retail BV. If you were given different contact details, use these to check with the firm before going any further.
Is SA Retail BV a scam or clone?
SA Retail BV is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SA Retail BV?
Protection works through Quorum Fleet Solutions Ltd, the principal firm responsible for SA Retail BV's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns SA Retail BV?
Companies House lists one person with significant control of SA Retail BV: James Smith (75–100% of shares).
Who runs SA Retail BV?
Companies House lists one director of SA Retail BV: James Smith.
How long has SA Retail BV been in business?
The company was formed on 6 November 2019.
What do SA Retail BV’s latest accounts show?
Its latest accounts, to 31 March 2023, show net assets of £54.6k (up £67.4k from −£12.8k).
Does SA Retail BV use any other names?
It trades as Small Affordable Cars.

Sources and links

The full report on SA Retail BV Ltd

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