Saga Truck & van Ltd

Reference number: 1024631

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AUTOMOTIVE COMPLIANCE LIMITED Reference number: 497010 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SAGA TRUCK & VAN LTD (FRN 1024631) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use SAGA TRUCK & VAN's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SAGA TRUCK & VAN, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rcm-saga.uk first appeared online, and whether it can receive email
  • What kind of line 01795 479571 is
  • Who else gives the postcode AL9 7HN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01196089
Company status
Active
Company type
Private limited company
Incorporated
10 January 1975 (51 years old)
Registered office
Saga Truck & Van Ltd, Travellers Lane, Welham Green, Hertfordshire, AL9 7HN, United Kingdom
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Anthony Rooney Director Apr 1964 27 Mar 2018 8 other companies
David Martineau Director Sep 1969 11 Dec 2023 None
Ronan Chabot Director Oct 1966 11 Dec 2023 None
Carl Frederick Johnson Director Nov 1974 26 Aug 2026 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
5
is FCA-registered
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 4 directors run together
  • All 14 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2021Full accountsAudited

Turnover

£74.1m

+15% from £64.4m

Profit before tax

£1.68m

+229% from £512k

Net assets

£1.55m

−71% from £5.42m

Cash at bank

£693k

−36% from £1.08m

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01196089. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Saga Truck & van’s history from the FCA register and Companies House, newest first.

Key events (4) All events (25)

2025

18 February 2025

  • Became an appointed representative

FCA register

2018

27 March 2018

  • Board replaced: all 3 directors left and 3 new directors took over

Companies House

2016

6 April 2016

  • Saga Truck & Van Holdings Ltd took control (75–100% of shares)

Companies House

1975

10 January 1975

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (4 shown here)
  • Every director appointment and resignation: 21
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Firms connected to Saga Truck & van

Other FCA-listed firms that share a director, phone number or address with Saga Truck & van. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Saga Truck & van

Other firms of the same type (car dealer), nearest first.

In Hertfordshire

German Technik LimitedHertfordshireAuthorised

In the St Albans (AL) postcode area

Danielle Autos LimitedSt. AlbansAppointed representativeG.t. Towing LimitedHatfieldAppointed representativeGrange Motors (Brentwood) LimitedHatfieldAppointed representativeMenari Cars LimitedSt. AlbansAppointed representativeMotorparks Automobiles LTDHatfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Saga Truck & van

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 25 events in its history

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Frequently asked questions about this firm

Is Saga Truck & van Ltd FCA authorised?
Saga Truck & van Ltd (FRN 1024631) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Saga Truck & van?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Saga Truck & van Ltd (FRN 1024631) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use Saga Truck & van's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Saga Truck & van, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Saga Truck & van’s phone number and website?
The FCA register lists the phone number 01795 479571 and the website rcm-saga.uk/contact for Saga Truck & van. If you were given different contact details, use these to check with the firm before going any further.
Is Saga Truck & van a scam or clone?
Saga Truck & van is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Saga Truck & van?
Protection works through Automotive Compliance Limited, the principal firm responsible for Saga Truck & van's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Saga Truck & van?
Saga Truck & van is owned by Saga Truck & Van Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Saga Truck & van?
Companies House lists 4 directors of Saga Truck & van: Paul Anthony Rooney, David Martineau, Ronan Chabot and Carl Frederick Johnson.
How long has Saga Truck & van been in business?
The company was formed on 10 January 1975.
What do Saga Truck & van’s latest accounts show?
Its latest accounts, to 31 December 2021, show turnover of £74.1m (+15% from £64.4m) and profit before tax of £1.68m (+229% from £512k).

Sources and links

The full report on Saga Truck & van Ltd

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