Sagars 365 Limited

Reference number: 1003297

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When sagarsconservatoryroofinsulation.com first appeared online, and whether it can receive email
  • What kind of line 0800 015 3004 is
  • Who else gives the postcode BD21 3JX
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08266466
Company status
Active
Company type
Private limited company
Incorporated
24 October 2012 (14 years old)
Registered office
Unit 7 Lawkholme Lane Ind Est, East Avenue, Keighley, BD21 3JX, England
Nature of business
  • Other manufacturing not elsewhere classified (SIC 32990)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicolas Bernard Berard Director Oct 1973 24 Oct 2012 3 other companies
Dinah Berard Director Aug 1970 30 Jan 2013 2 other companies
Dinah Berard Secretary Not published 30 Jan 2013 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£291k

+241% from £85.5k

Cash at bank

£226k

+197% from £76.2k

Employees (average)

12

Same as 12

Owed within a year

£133k

+3.1% from £129k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08266466. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sagars 365’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2026

4 February 2026

  • Dinah Berard became a part-owner (25–50% of shares)

Companies House

2024

23 February 2024

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2016

10 April 2016

  • Nicholas Berard became a part-owner (25–50% of shares)

Companies House

2012

24 October 2012

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like Sagars 365

Other firms of the same type (credit broker), nearest first.

In Keighley

Andrew RochfordKeighleyAuthorisedBranshaw Golf ClubKeighleyAuthorisedCarl Anthony StewartKeighleyAuthorisedMr HussainKeighleyAuthorisedPeter Andrew RogersKeighleyAuthorisedBababing LimitedKeighleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sagars 365

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Sagars 365 Limited FCA authorised?
Yes, Sagars 365 Limited (FRN 1003297) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2024 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Sagars 365’s phone number and website?
The FCA register lists the phone number 0800 015 3004 and the website sagarsconservatoryroofinsulation.com for Sagars 365. If you were given different contact details, use these to check with the firm before going any further.
Is Sagars 365 a scam or clone?
Sagars 365 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sagars 365?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Sagars 365 handles your money, so check the specific product before you commit. You can also refer complaints about Sagars 365 to the Financial Ombudsman Service, free of charge.
Who owns Sagars 365?
Companies House lists 2 people with significant control of Sagars 365: Mrs Dinah Berard (25–50% of shares) and Mr Nicholas Berard (25–50% of shares).
Who runs Sagars 365?
Companies House lists 2 directors of Sagars 365: Nicolas Bernard Berard and Dinah Berard.
How long has Sagars 365 been in business?
The company was formed on 24 October 2012, and has held its current FCA authorisation since February 2024.
What do Sagars 365’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £291k (+241% from £85.5k) and cash at bank of £226k (+197% from £76.2k).

Sources and links

The full report on Sagars 365 Limited

£19.99 · Instant PDF download

Loading secure checkout…