Sage Financial Management Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 22 years
Your funds are protected by FSCS
No FCA actions
Active company since 2003
Accounts filed up to 30 June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

sagegroup.co.uk (opens in a new tab)
Phone number

01772 700008
Address

Sage Financial Management, 189 Watling Street Road, Fulwood, Preston, Lancashire, PR2 8AE, United Kingdom

In the full report: 3 background checks

When sagegroup.co.uk first appeared online, and whether it can receive email
What kind of line 01772 700008 is
Who else gives the postcode PR2 8AE

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (10 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04640154 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 January 2003 (23 years old)
Registered office: 189 Watling Street Road, Fulwood, Preston, PR2 8AE
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Rizwan Sabir	Director	Nov 1975	23 Jan 2003	3 other companies
Zarina Bibi Sabir	Secretary	Not published	23 Jan 2003	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
still active: 2

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£2.53m

+9.7% from £2.30m

Employees (average)

3

+50% from 2

Owed within a year

£81.3k

+101% from £40.4k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04640154. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sage Financial Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

Rizwan Sabir took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2004

25 August 2004

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2003

17 January 2003

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 1

Firms like Sage Financial Management

Other firms of the same type (financial adviser), nearest first.

In Preston

Amethyst Financial Planning LimitedPrestonAuthorised Arena Investment Management LimitedPrestonAuthorised Bailey Financial Services ( Preston ) LimitedPrestonAuthorised City Investment & Insurance Services LimitedPrestonAuthorised CJT Financial Planning LtdPrestonAuthorised Fernleigh Wearden & Company LtdPrestonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sage Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 10 events in its history

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Frequently asked questions about this firm

Is Sage Financial Management Limited FCA authorised?

Yes, Sage Financial Management Limited (FRN 401461) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Sage Financial Management’s phone number and website?

The FCA register lists the phone number 01772 700008 and the website sagegroup.co.uk for Sage Financial Management. If you were given different contact details, use these to check with the firm before going any further.

Is Sage Financial Management a scam or clone?

Sage Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Sage Financial Management?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sage Financial Management to the Financial Ombudsman Service, free of charge.

Who owns Sage Financial Management?

Companies House lists one person with significant control of Sage Financial Management: Mr Rizwan Sabir (75–100% of shares).

Who runs Sage Financial Management?

Companies House lists one director of Sage Financial Management: Rizwan Sabir.

How long has Sage Financial Management been in business?

The company was formed on 17 January 2003, and has held its current FCA authorisation since August 2004.

What do Sage Financial Management’s latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £2.53m (+9.7% from £2.30m).