Salcey Mortgages Ltd

Reference number: 651677

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Salcey Mortgages Ltd (FRN 651677) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Salcey Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Salcey Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07934 640550

  • Address

    400 Pavilion Drive, Northampton, Northamptonshire, NN4 7PA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07934 640550 is
  • Who else gives the postcode NN4 7PA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Northamptonshire Mortgages Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09201809
Company status
Active
Company type
Private limited company
Incorporated
3 September 2014 (12 years old)
Registered office
400 Pavilion Drive Pavilion Drive, Northampton, NN4 7PA, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas William Andrews Director Oct 1988 3 Sep 2014 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£167k

+4.5% from £160k

Employees (average)

2

Same as 2

Owed within a year

£87.2k

−12% from £99.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09201809. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Salcey Mortgages’s history from the FCA register and Companies House, newest first.

2016

1 September 2016

  • Thomas William Andrews took control (75–100% of shares)

Companies House

2014

4 November 2014

  • Changed its registered name from "Northamptonshire Mortgages Ltd"

FCA register

27 October 2014

  • Became an appointed representative

FCA register

3 September 2014

  • Incorporated at Companies House
  • Thomas William Andrews appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Salcey Mortgages

Other FCA-listed firms that share a director, phone number or address with Salcey Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Salcey Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Northampton

Andrew John ForbesNorthamptonAppointed representativeAble Mortgages LimitedNorthamptonAppointed representativeAcorn Commercial Finance LtdNorthamptonAppointed representativeAdeyoola OlatunjiNorthamptonAppointed representativeAnimo Business Finance LimitedNorthamptonAppointed representativeAshby Mortgages LtdNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Salcey Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Salcey Mortgages Ltd FCA authorised?
Salcey Mortgages Ltd (FRN 651677) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Salcey Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Salcey Mortgages Ltd (FRN 651677) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Salcey Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Salcey Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Salcey Mortgages’ phone number?
The FCA register lists the phone number 07934 640550 for Salcey Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Salcey Mortgages a scam or clone?
Salcey Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Salcey Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Salcey Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Salcey Mortgages?
Companies House lists one person with significant control of Salcey Mortgages: Mr Thomas William Andrews (75–100% of shares).
Who runs Salcey Mortgages?
Companies House lists one director of Salcey Mortgages: Thomas William Andrews.
How long has Salcey Mortgages been in business?
The company was formed on 3 September 2014.
What do Salcey Mortgages’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £167k (+4.5% from £160k).
Does Salcey Mortgages use any other names?
It has previously used the name Northamptonshire Mortgages Ltd.

Sources and links

The full report on Salcey Mortgages Ltd

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