Sally Nichols & Associates LLP

Reference number: 938751

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rosemount Financial Solutions (IFA) Limited Reference number: 535515 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sally Nichols & Associates LLP (FRN 938751) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Sally Nichols & Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sally Nichols & Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07889 186137

  • Address

    24 The Quay, Bideford, Devon, EX39 2EZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07889 186137 is
  • Who else gives the postcode EX39 2EZ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Marble Life Trading name
  • Rosemount Partners Trading name
  • Sally Nichols & Associates Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
OC455258
Company status
Active
Company type
Limited liability partnership
Incorporated
24 January 2025 (1 year old)
Registered office
24 The Quay, Bideford, Devon, EX39 2EZ, United Kingdom

Directors and company secretaries

Name Role Born Appointed Other companies
Luke Andrew Nichols LLP designated member Mar 1998 24 Jan 2025 1 other company
Sally Ann Nichols LLP designated member Oct 1968 24 Jan 2025 None
James Anthony Behn LLP member Feb 1966 24 Jan 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Sally Nichols & Associates’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2025

11 March 2025

  • Changed its registered name from "Sally Nichols & Associates"

FCA register

24 January 2025

  • Incorporated at Companies House
  • James Anthony Behn gained 25–50% of the votes
  • James Anthony Behn no longer holds 25–50% of the votes
  • Luke Andrew Nichols gained 25–50% of the votes
  • Luke Andrew Nichols no longer holds 25–50% of the votes
  • Sally Ann Nichols took control (75–100% of votes)

Companies House

2020

18 November 2020

  • Became an appointed representative

FCA register

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like Sally Nichols & Associates

Other firms of the same type (financial adviser), nearest first.

In Bideford

Little Pebbles Financial Solutions LtdBidefordAppointed representativeD Scott Financial LimitedBidefordAuthorisedPaul DoffmanBidefordAuthorisedStephanie Amber CroftBidefordAuthorisedMorris Shapland Financial Services LimitedBidefordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sally Nichols & Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is Sally Nichols & Associates LLP FCA authorised?
Sally Nichols & Associates LLP (FRN 938751) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sally Nichols & Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sally Nichols & Associates LLP (FRN 938751) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Sally Nichols & Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sally Nichols & Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sally Nichols & Associates’ phone number?
The FCA register lists the phone number 07889 186137 for Sally Nichols & Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Sally Nichols & Associates a scam or clone?
Sally Nichols & Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sally Nichols & Associates?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Sally Nichols & Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sally Nichols & Associates?
Companies House lists one person with significant control of Sally Nichols & Associates: Sally Ann Nichols (75–100% of votes). Before that, it was controlled by Mr Luke Andrew Nichols and James Anthony Behn.
Who runs Sally Nichols & Associates?
Companies House lists 3 directors of Sally Nichols & Associates: Luke Andrew Nichols, Sally Ann Nichols and James Anthony Behn.
How long has Sally Nichols & Associates been in business?
The company was formed on 24 January 2025.
Does Sally Nichols & Associates use any other names?
It trades as Marble Life and Rosemount Partners. It has previously used the name Sally Nichols & Associates.

Sources and links

The full report on Sally Nichols & Associates LLP

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