No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 4 November 2004.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Last known phone number
01489 663700
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Last known address
Spaces I W G, 4500 Parkway, Whiteley, Fareham, Hampshire, PO15 7AZ, United Kingdom
In the full report: 2 background checks
- What kind of line 01489 663700 is, and the 3 other firms that give it
- Who else gives the postcode PO15 7AZ
Other names (2)
If you were contacted under any of these names, it is this firm.
- Andrews Hammond Brady Financial Services Ltd Former name: A name it was registered under before.
- Andrews Hammond Brady Financial Services Former trading name: A name it used to trade under.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- SALTUS FINANCIAL SERVICES LIMITED
- Company number
- 03372263 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 May 1997 (29 years old)
- Registered office
- 4500 Parkway, Whiteley, Fareham, PO15 7AZ, England
- Nature of business
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- Life insurance (SIC 65110)
- Non-life insurance (SIC 65120)
- Pension funding (SIC 65300)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Adrian Cormack | Director | Jan 1965 | 20 Mar 2007 | 3 other companies |
| Neil Anthony Robert Andrews | Director | Jun 1969 | 1 May 2015 | 9 other companies |
| Philip James Bevan | Director | Mar 1973 | 1 Jun 2019 | 4 other companies |
| Lawrence Brady | Director | Nov 1990 | 1 Apr 2020 | 1 other company |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 16
- closed down
- 7
- went insolvent
- 1
In the full report: all 16 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 3 on the FCA register
- The 1 company these 4 directors run together
- All 10 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£38.6k
−18% from £47.4k
Employees (average)
0
Same as 0
Owed within a year
£24.6k
+24% from £19.9k
Net assets
In the full report: all 4 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03372263. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Saltus Financial Services’s history from the FCA register and Companies House, newest first.
2020
31 March 2020
- Calvin Michael Brady stopped being a part-owner
- Coles Miller Solicitors LLP became a part-owner (25–50% of shares)
- Saltus Financial Planning Limited became a part-owner (25–50% of shares)
Companies House
2016
15 June 2016
- Calvin Michael Brady became a part-owner (25–50% of shares)
Companies House
27 April 2016
- Changed its registered name from "Andrews Hammond Brady Financial Services Ltd"
FCA register
2004
4 November 2004
- Stopped being an appointed representative
FCA register
1997
16 May 1997
- Incorporated at Companies House
Companies House
In the full report: all 25 events
- All 25 events in its history (7 shown here)
- Every director appointment and resignation: 16
Firms connected to Saltus Financial Services
Other FCA-listed firms that share a director, phone number or address with Saltus Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 2
- share its phone number
- 3
In the full report: all 5 connected firms, named
- How each is linked: shared directors (2), the same phone number (3), the same postcode (2)
- Who links each one: the named directors, with dates
Get the full report on Saltus Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 16 other companies its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 25 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has Saltus Financial Services been in business?
What do Saltus Financial Services’ latest accounts show?
Does Saltus Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk