Saltwater Solutions (SWS) Ltd

Reference number: 1017910

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When saltwater-solutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01202 748312 is
  • Who else gives the postcode BH14 8EW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Saltwater Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 March 2012 (14 years old)
Registered office
Parkstone Bay Marina, Turks Lane, Poole, Dorset, BH14 8EW
Nature of business
  • Repair and maintenance of ships and boats (SIC 33150)

Directors and company secretaries

Name Role Born Appointed Other companies
Lewis Dale Director Apr 1989 2 Mar 2012 1 other company
Luke Watts Director Jan 1990 2 Mar 2012 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£112k

Up £110k from £1,881

Employees (average)

8

Same as 8

Owed within a year

£645k

+119% from £295k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07974354. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Saltwater Solutions (SWS)’s history from the FCA register and Companies House, newest first.

2024

30 August 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Lewis Dale became a part-owner (25–50% of shares)
  • Luke Watts became a part-owner (25–50% of shares)

Companies House

2012

2 March 2012

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Saltwater Solutions (SWS)

Other FCA-listed firms that share a director, phone number or address with Saltwater Solutions (SWS). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Saltwater Solutions (SWS)

Other firms of the same type (credit broker), nearest first.

In Poole

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Saltwater Solutions (SWS)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Saltwater Solutions (SWS) Ltd FCA authorised?
Yes, Saltwater Solutions (SWS) Ltd (FRN 1017910) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2024 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Saltwater Solutions (SWS)’s phone number and website?
The FCA register lists the phone number 01202 748312 and the website saltwater-solutions.co.uk for Saltwater Solutions (SWS). If you were given different contact details, use these to check with the firm before going any further.
Is Saltwater Solutions (SWS) a scam or clone?
Saltwater Solutions (SWS) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Saltwater Solutions (SWS)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Saltwater Solutions (SWS) handles your money, so check the specific product before you commit. You can also refer complaints about Saltwater Solutions (SWS) to the Financial Ombudsman Service, free of charge.
Who owns Saltwater Solutions (SWS)?
Companies House lists 2 people with significant control of Saltwater Solutions (SWS): Mr Luke Watts (25–50% of shares) and Mr Lewis Dale (25–50% of shares).
Who runs Saltwater Solutions (SWS)?
Companies House lists 2 directors of Saltwater Solutions (SWS): Lewis Dale and Luke Watts.
How long has Saltwater Solutions (SWS) been in business?
The company was formed on 2 March 2012, and has held its current FCA authorisation since August 2024.
What do Saltwater Solutions (SWS)’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £112k (up £110k from £1,881).
Does Saltwater Solutions (SWS) use any other names?
It trades as Saltwater Solutions.

Sources and links

The full report on Saltwater Solutions (SWS) Ltd

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