Sanctuary Financial Ltd

Reference number: 807536

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sanfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 029 2048 2477 is, and the other firm that gives it
  • Who else gives the postcode CF24 5PJ
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Sanctuary Chartered Financial Planners Trading name: A name it trades under now.
  • Sanctuary Financial Planning Trading name: A name it trades under now.
  • Sanctuary Mortgages Trading name: A name it trades under now.
  • Sanctuary Wealth Former trading name: A name it used to trade under.
  • Your Finance Help Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 March 2015 (11 years old)
Registered office
5 Vanguard Way, Cardiff, CF24 5PJ, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Shane Michael Hyland Director Jan 1978 5 Mar 2019 5 other companies
Gareth Edward Shears Director Nov 1978 5 Mar 2019 2 other companies
Clare Jane Giles Director Jun 1978 1 Oct 2024 None
Clare Jane Giles Secretary Not published 15 Apr 2024 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
3
still active
4

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£11.4k

+66% from £6,897

Employees (average)

3

Same as 3

Owed within a year

£24.9k

+6.4% from £23.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09509709. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sanctuary Financial’s history from the FCA register and Companies House, newest first.

2020

27 November 2020

  • Gavin Benjamin Kingsley stopped being a part-owner

Companies House

2019

5 March 2019

  • Gareth Edward Shears became a part-owner (25–50% of shares)
  • Shane Michael Hyland became a part-owner (25–50% of shares)

Companies House

2018

3 December 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

30 June 2016

  • Gavin Benjamin Kingsley became a part-owner (25–50% of shares)

Companies House

2015

25 March 2015

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Sanctuary Financial

Other FCA-listed firms that share a director, phone number or address with Sanctuary Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Sanctuary Financial

Other firms of the same type (pension transfer adviser), nearest first.

In Cardiff

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sanctuary Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Sanctuary Financial Ltd FCA authorised?
Yes, Sanctuary Financial Ltd (FRN 807536) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2018 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.
What is Sanctuary Financial’s phone number and website?
The FCA register lists the phone number 029 2048 2477 and the website sanfp.co.uk for Sanctuary Financial. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Sanctuary Financial a scam or clone?
Sanctuary Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sanctuary Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sanctuary Financial to the Financial Ombudsman Service, free of charge.
Who owns Sanctuary Financial?
Companies House lists 2 people with significant control of Sanctuary Financial: Mr Gareth Edward Shears (25–50% of shares) and Mr Shane Michael Hyland (25–50% of shares). Before that, it was controlled by Mr Gavin Benjamin Kingsley.
Who runs Sanctuary Financial?
Companies House lists 3 directors of Sanctuary Financial: Shane Michael Hyland, Gareth Edward Shears and Clare Jane Giles.
How long has Sanctuary Financial been in business?
The company was formed on 25 March 2015, and has held its current FCA authorisation since December 2018.
What do Sanctuary Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £11.4k (+66% from £6,897).
Does Sanctuary Financial use any other names?
It trades as Sanctuary Chartered Financial Planners, Sanctuary Financial Planning and Sanctuary Mortgages. It has previously used 2 other names: Sanctuary Wealth and Your Finance Help.

Sources and links

The full report on Sanctuary Financial Ltd

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