On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
5th Floor, 86 Jermyn Street, London, SW1Y 6JD, United Kingdom
In the full report: 1 background check
- Who else gives the postcode SW1Y 6JD
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07534003 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 February 2011 (15 years old)
- Registered office
- 5th Floor 86 Jermyn Street, London, SW1Y 6JD, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Keith Andrew Lawrence | Director | Jul 1971 | 15 Oct 2024 | 14 other companies |
| Andrew Charnley | Director | Apr 1972 | 24 Jun 2025 | 3 other companies |
| Alexander Mark Garland | Director | Jan 1977 | 1 Sep 2025 | None |
| Sarah Kinrade | Secretary | Not published | 8 Sep 2022 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 17
- still active
- 17
- are FCA-registered
- 3
In the full report: all 17 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- All 23 people who have ever been directors, with their dates
Key dates in its history
Sancus Lending (UK)’s history from the FCA register and Companies House, newest first.
2025
30 October 2025
- Registered with the FCA
FCA register
2021
19 May 2021
- Sancus Group Holdings Limited took control (75–100% of shares)
Companies House
2017
1 December 2017
- Gli Finance Limited gave up control
Companies House
2016
1 July 2016
- Gli Finance Limited took control (75–100% of shares)
Companies House
2011
17 February 2011
- Incorporated at Companies House
Companies House
In the full report: all 48 events
- All 48 events in its history (5 shown here)
- Every director appointment and resignation: 43
Firms connected to Sancus Lending (UK)
Other FCA-listed firms that share a director, phone number or address with Sancus Lending (UK). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
- past links
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
- 3 past links through former directors
Get the full report on Sancus Lending (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 17 other companies its directors have run, named
- 1 background check on its contact details
- All 48 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Sancus Lending (UK) Limited FCA authorised?
Is Sancus Lending (UK) a scam or clone?
Is my money safe with Sancus Lending (UK)?
Who owns Sancus Lending (UK)?
Who runs Sancus Lending (UK)?
How long has Sancus Lending (UK) been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk