Santander Cards Ltd
Reference number: 467596
Instant download
On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
2-3 Triton Square, London, NW1 3AN, United Kingdom
In the full report: 3 background checks
- When santander.com first appeared online, and whether it can receive email
- What kind of line 0870 607 6000 is
- Who else gives the postcode NW1 3AN
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- SANTANDER CARDS LIMITED
- Company number
- 03932752 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 February 2000 (26 years old)
- Registered office
- 2 Triton Square, Regent's Place, London, NW1 3AN
- Nature of business
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- Dormant Company (SIC 99999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lee Thomas Grant | Director | May 1985 | 8 Aug 2023 | 24 other companies |
| Gerald John Davies | Director | Feb 1986 | 16 Dec 2024 | 5 other companies |
| SANTANDER SECRETARIAT SERVICES LIMITED | Corporate secretary | Not published | 28 Aug 2012 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 26
- closed down
- 2
- went insolvent
- 2
In the full report: all 26 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The 2 that went into liquidation or administration
- The 3 companies these 2 directors run together
- All 35 people who have ever been directors, with their dates
Key dates in its history
Santander Cards’s history from the FCA register and Companies House, newest first.
2018
13 July 2018
- No longer regulated by the FCA
FCA register
2016
6 April 2016
- Santander Cards UK Limited took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2010
29 June 2010
- Registered with the FCA
FCA register
28 June 2010
- Regulated by the Financial Services Authority from this date
FCA register
2006
1 August 2006
- Board replaced: all 3 directors left and 3 new directors took over
Companies House
2000
24 February 2000
- Incorporated at Companies House
Companies House
In the full report: all 74 events
- All 74 events in its history (7 shown here)
- Every director appointment and resignation: 66
Get the full report on Santander Cards
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 26 other companies its directors have run, named
- 3 background checks on its contact details
- All 74 events in its history
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Frequently asked questions about this firm
Is Santander Cards Ltd FCA authorised?
What is Santander Cards’ phone number and website?
Is Santander Cards a scam or clone?
Is my money safe with Santander Cards?
Who owns Santander Cards?
Who runs Santander Cards?
How long has Santander Cards been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk