Sara Murphy

Reference number: 482393

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Appointed representative

Sara Murphy does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sara Murphy (FRN 482393) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Sara Murphy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sara Murphy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07775 591832

  • Address

    22 John Street, Hull, HU2 8DH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07775 591832 is
  • Who else gives the postcode HU2 8DH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Simply Mortgages & Protection Trading name
  • Simply Mortgages Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Sara Murphy’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2013

30 January 2013

  • Changed its registered name from "Simply Mortgages"

FCA register

2008

24 April 2008

  • Became an appointed representative

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Sara Murphy

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hull

Acorn Associates Inc. LtdHullAppointed representativeI Am A Mortgage Broker LtdHullAppointed representativeKerry Wagner Mortgages LtdHullAppointed representativeKMB Mortgages LtdHullAppointed representativeMizna CoatesHullAppointed representativeMortgage Hub Group LtdHullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sara Murphy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Sara Murphy FCA authorised?
Sara Murphy (FRN 482393) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sara Murphy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sara Murphy (FRN 482393) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Sara Murphy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sara Murphy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sara Murphy’s phone number?
The FCA register lists the phone number 07775 591832 for Sara Murphy. If you were given different contact details, use these to check with the firm before going any further.
Is Sara Murphy a scam or clone?
Sara Murphy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sara Murphy?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Sara Murphy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Sara Murphy use any other names?
It trades as Simply Mortgages & Protection. It has previously used the name Simply Mortgages.

Sources and links

The full report on Sara Murphy

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