SCC (Lowestoft) Ltd

Reference number: 978218

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Suffolk Car Centre Limited Reference number: 800559 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SCC (Lowestoft) Ltd (FRN 978218) is an AR of Suffolk Car Centre Limited (FRN 800559). When you use SCC (Lowestoft)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SCC (Lowestoft), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When suffolkcarcentre.co.uk first appeared online, and whether it can receive email
  • What kind of line 01502 390447 is
  • Who else gives the postcode NR32 2EW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Suffolk Car Centre Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Suffolk Car Centre Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

SCC (Lowestoft)’s history from the FCA register and Companies House, newest first.

2022

30 June 2022

  • Became an appointed representative
  • Began trading as "Suffolk Car Centre"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Get the full report on SCC (Lowestoft)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is SCC (Lowestoft) Ltd FCA authorised?
SCC (Lowestoft) Ltd (FRN 978218) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SCC (Lowestoft)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SCC (Lowestoft) Ltd (FRN 978218) is an AR of Suffolk Car Centre Limited (FRN 800559). When you use SCC (Lowestoft)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SCC (Lowestoft), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is SCC (Lowestoft)’s phone number and website?
The FCA register lists the phone number 01502 390447 and the website suffolkcarcentre.co.uk for SCC (Lowestoft). If you were given different contact details, use these to check with the firm before going any further.
Is SCC (Lowestoft) a scam or clone?
SCC (Lowestoft) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SCC (Lowestoft)?
Protection works through Suffolk Car Centre Limited, the principal firm responsible for SCC (Lowestoft)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does SCC (Lowestoft) use any other names?
It trades as Suffolk Car Centre.

Sources and links

The full report on SCC (Lowestoft) Ltd

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