Schofield Money Planning Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 March 2025

Responsible principal firm

SCHOFIELD MONEY LIMITED Reference number: 539921 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Schofield Money Planning Ltd (FRN 994468) is an AR of SCHOFIELD MONEY LIMITED (FRN 539921). When you use Schofield Money Planning's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Schofield Money Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

schofield.money (opens in a new tab)
Phone number

01423 368000
Address

Harlow Court, Otley Road, Beckwithshaw, Harrogate, North Yorkshire, HG3 1PU, United Kingdom

In the full report: 3 background checks

When schofield.money first appeared online, and whether it can receive email
What kind of line 01423 368000 is, and the 4 other firms that give it
Who else gives the postcode HG3 1PU

Other names (1)

If you were contacted under any of these names, it is this firm.

Schofield Money Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Schofield Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: SCHOFIELD MONEY PLANNING LIMITED
Company number: 14571410 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 5 January 2023 (3 years old)
Registered office: Harlow Court Cardale Park, Otley Road, Harrogate, North Yorkshire, HG3 1PU, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Liam John Healy	Director	Jul 1988	5 Jan 2023	5 other companies
James William Schofield	Director	Aug 1990	5 Jan 2023	5 other companies
Robert Schofield	Director	Sep 1962	5 Jan 2023	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 5
are FCA-registered: 4

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register
The 5 companies these 3 directors run together

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£100

Same as £100

Employees (average)

0

Same as 0

Owed within a year

£1.02m

−24% from £1.34m

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14571410. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Schofield Money Planning’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2023

5 April 2023

Became an appointed representative

FCA register

5 January 2023

Incorporated at Companies House
Schofield Money Limited took control (75–100% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (3 shown here)
Every director appointment and resignation: 3

Firms connected to Schofield Money Planning

Other FCA-listed firms that share a director, phone number or address with Schofield Money Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 4
share its phone number: 4

In the full report: all 4 connected firms, named

How each is linked: shared directors (4), the same phone number (4), the same postcode (4)
Who links each one: the named directors, with dates

Firms like Schofield Money Planning

Other firms of the same type (investment or fund manager), nearest first.

In Harrogate

Fundsnet LtdHarrogateAppointed representative Schofield Money Advice LimitedHarrogateAppointed representative Schofield Money Investments LtdHarrogateAppointed representative IBOSS Asset Management LimitedHarrogateAuthorised Schofield Money LimitedHarrogateAuthorised Titan Private Wealth LimitedHarrogateAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Schofield Money Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
All 7 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Schofield Money Planning Ltd FCA authorised?

Schofield Money Planning Ltd (FRN 994468) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Schofield Money Planning?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Schofield Money Planning Ltd (FRN 994468) is an AR of SCHOFIELD MONEY LIMITED (FRN 539921). When you use Schofield Money Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Schofield Money Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Schofield Money Planning’s phone number and website?

The FCA register lists the phone number 01423 368000 and the website schofield.money for Schofield Money Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 4 other FCA firms.

Is Schofield Money Planning a scam or clone?

Schofield Money Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Schofield Money Planning?

Protection works through Schofield Money Limited, the principal firm responsible for Schofield Money Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Schofield Money Planning?

Schofield Money Planning is owned by Schofield Money Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 5 January 2023.

Who runs Schofield Money Planning?

Companies House lists 3 directors of Schofield Money Planning: Liam John Healy, James William Schofield and Robert Schofield.

How long has Schofield Money Planning been in business?

The company was formed on 5 January 2023.

What do Schofield Money Planning’s latest accounts show?

Its latest accounts, to 31 March 2025, show total equity of £100 (same as £100).

Does Schofield Money Planning use any other names?

It trades as Schofield Money.