Scoresmatter Limited

Reference number: 994744

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Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When scoresmatter.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3769 5383 is
  • Who else gives the postcode SL9 0BG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Credit Reports Matter Trading name

FCA permissions and consumer protection

  • Account information No FSCS cover
    This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Limits on what they may do

  • Agents
    The firm will not onboard any agents.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07686022
Company status
Active
Company type
Private limited company
Incorporated
28 June 2011 (15 years old)
Registered office
Building 1 Chalfont Park, Chalfont St. Peter, Gerrards Cross, Bucks, SL9 0BG, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Isaac Bernato Director Mar 1965 28 Jun 2011 2 other companies
Jr James Director Aug 1970 27 Apr 2015 1 other company
Razia Bibi Secretary Not published 3 Jun 2015 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£1.60m

+13% from £1.41m

Cash at bank

£115k

−54% from £251k

Owed within a year

£791k

<1% from £797k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07686022. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Scoresmatter’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2023

17 November 2023

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Agents)
  • Status on the FCA register became "Registered Account Information Service Provider"

FCA register

2016

6 April 2016

  • Dennis Hamilton James Jr became a part-owner (25–50% of shares)
  • Isaac Bernato became a part-owner (25–50% of shares)

Companies House

2011

28 June 2011

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Get the full report on Scoresmatter

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Scoresmatter Limited FCA authorised?
Yes, Scoresmatter Limited (FRN 994744) is registered with the FCA and permitted to provide its regulated services.
What is Scoresmatter’s phone number and website?
The FCA register lists the phone number 020 3769 5383 and the website scoresmatter.co.uk for Scoresmatter. If you were given different contact details, use these to check with the firm before going any further.
Is Scoresmatter a scam or clone?
Scoresmatter is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Scoresmatter?
Protection depends on which product you hold and how Scoresmatter handles your money, so check the specific product before you commit. You can also refer complaints about Scoresmatter to the Financial Ombudsman Service, free of charge.
Who owns Scoresmatter?
Companies House lists 2 people with significant control of Scoresmatter: Mr Dennis Hamilton James Jr (25–50% of shares) and Mr Isaac Bernato (25–50% of shares).
Who runs Scoresmatter?
Companies House lists 2 directors of Scoresmatter: Isaac Bernato and Jr James.
How long has Scoresmatter been in business?
The company was formed on 28 June 2011, and has held its current FCA authorisation since November 2023.
What do Scoresmatter’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.60m (+13% from £1.41m) and cash at bank of £115k (−54% from £251k).
Does Scoresmatter use any other names?
It trades as Credit Reports Matter.

Sources and links

The full report on Scoresmatter Limited

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