Scott Allum Mortgages Limited

Reference number: 409541

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Scott Allum Mortgages Limited (FRN 409541) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Scott Allum Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Scott Allum Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01494 868555

  • Address

    7 Tulkers Close, Prestwood, HP16 0SH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01494 868555 is
  • Who else gives the postcode HP16 0SH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Scott Allum Mortgages Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 March 2004 (22 years old)
Registered office
11 Milbanke Court, Milbanke Way, Bracknell, Berkshire, RG12 1RP
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott Dean Allum Director Apr 1969 10 Apr 2004 None
Michelle Diana Thorn Secretary Not published 10 Apr 2004 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

−£6,311

Down £5,549 from −£762

Employees (average)

1

Same as 1

Owed within a year

£8,741

+56% from £5,613

Net assets are negative: on its last balance sheet the company owed £6,311 more than it owned.

No turnover or profit for the year to 31 March 2025: the accounts print them but do not tag them. The last tagged figures are £36.2k turnover and £12.8k profit, for the year to 31 March 2020.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05084831. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Scott Allum Mortgages’s history from the FCA register and Companies House, newest first.

2025

16 May 2025

  • Changed its registered name from "Scott Allum Mortgages Ltd"

FCA register

2017

25 March 2017

  • Scott Allum took control (75–100% of shares)

Companies House

2004

31 October 2004

  • Became an appointed representative

FCA register

10 April 2004

  • Scott Dean Allum appointed as a director

Companies House

25 March 2004

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Scott Allum Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Hemel Hempstead (HP) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Scott Allum Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Scott Allum Mortgages Limited FCA authorised?
Scott Allum Mortgages Limited (FRN 409541) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Scott Allum Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Scott Allum Mortgages Limited (FRN 409541) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Scott Allum Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Scott Allum Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Scott Allum Mortgages’ phone number?
The FCA register lists the phone number 01494 868555 for Scott Allum Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Scott Allum Mortgages a scam or clone?
Scott Allum Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Scott Allum Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Scott Allum Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Scott Allum Mortgages?
Companies House lists one person with significant control of Scott Allum Mortgages: Mr Scott Allum (75–100% of shares).
Who runs Scott Allum Mortgages?
Companies House lists one director of Scott Allum Mortgages: Scott Dean Allum.
How long has Scott Allum Mortgages been in business?
The company was formed on 25 March 2004.
What do Scott Allum Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£6,311 (down £5,549 from −£762).
Does Scott Allum Mortgages use any other names?
It has previously used the name Scott Allum Mortgages Ltd.

Sources and links

The full report on Scott Allum Mortgages Limited

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