On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
2-4 Waterloo Place, Edinburgh, Midlothian, EH1 3EG, United Kingdom
In the full report: 1 background check
- Who else gives the postcode EH1 3EG
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC647147 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 November 2019 (6 years old)
- Registered office
- Waverly Gate, 2-4 Waterloo Place, Edinburgh, EH1 3EG, United Kingdom
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Alexander Ritchie | Director | Jan 1976 | 6 Jan 2026 | 6 other companies |
| Craig John Wood | Director | Mar 1970 | 27 Feb 2026 | 16 other companies |
| Alison Janet Talbot | Secretary | Not published | 18 Dec 2023 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 20
- closed down
- 1
- are FCA-registered
- 3
In the full report: all 20 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 2 companies these 2 directors run together
- All 9 people who have ever been directors, with their dates
Key dates in its history
Scottish Investments Services’s history from the FCA register and Companies House, newest first.
2020
30 November 2020
- Registered with the FCA
FCA register
18 November 2020
- Scottish National Investment Bank PLC took control (75–100% of shares)
- The Scottish Ministers gave up control
Companies House
2019
14 November 2019
- Incorporated at Companies House
- The Scottish Ministers took control (75–100% of shares)
Companies House
In the full report: all 21 events
- All 21 events in its history (5 shown here)
- Every director appointment and resignation: 16
Firms connected to Scottish Investments Services
Other FCA-listed firms that share a director, phone number or address with Scottish Investments Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same postcode (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Get the full report on Scottish Investments Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 20 other companies its directors have run, named
- 1 background check on its contact details
- All 21 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Scottish Investments Services Limited FCA authorised?
Is Scottish Investments Services a scam or clone?
Is my money safe with Scottish Investments Services?
Who owns Scottish Investments Services?
Who runs Scottish Investments Services?
How long has Scottish Investments Services been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk