Scotts Commercials (Lincoln) Limited

Reference number: 686018

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When scotts-commercials.co.uk first appeared online, and whether it can receive email
  • What kind of line 01522 543549 is
  • Who else gives the postcode LN2 4HU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Lincoln MOT Centre Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06268536
Company status
Active
Company type
Private limited company
Incorporated
4 June 2007 (19 years old)
Registered office
Outer Circle Road, Lincoln, Lincolnshire, LN2 4HU
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Claire Lorraine Pepper Director Oct 1975 4 Jun 2007 None
Philip John Pepper Director Dec 1970 4 Jun 2007 None
Claire Lorraine Pepper Secretary Not published 4 Jun 2007 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 29 July 2025Small company accountsNot audited

Net assets

−£38.5k

Up £7,026 from −£45.6k

Cash at bank

£172k

+3.5% from £166k

Employees (average)

8

Same as 8

Owed within a year

£774k

−19% from £953k

Net assets are negative: on its last balance sheet the company owed £38.5k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06268536. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Scotts Commercials (Lincoln)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

  • Claire Lorraine Pepper became a part-owner (25–50% of shares)
  • Philip John Pepper became a part-owner (25–50% of shares)

Companies House

2015

8 July 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

4 June 2007

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Scotts Commercials (Lincoln)

Other firms of the same type (car dealer), nearest first.

In Lincoln

B.Eyre & Son LimitedLincolnAuthorisedBam Automotive Solutions LtdLincolnAuthorisedBoundary Sports and Prestige Cars LimitedLincolnAuthorisedBrocklesby Motorcycles LimitedLincolnAuthorisedCherry Willingham Garage LtdLincolnAuthorisedDack Commercial LTDLincolnAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Scotts Commercials (Lincoln)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Scotts Commercials (Lincoln) Limited FCA authorised?
Yes, Scotts Commercials (Lincoln) Limited (FRN 686018) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Scotts Commercials (Lincoln)’s phone number and website?
The FCA register lists the phone number 01522 543549 and the website scotts-commercials.co.uk for Scotts Commercials (Lincoln). If you were given different contact details, use these to check with the firm before going any further.
Is Scotts Commercials (Lincoln) a scam or clone?
Scotts Commercials (Lincoln) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Scotts Commercials (Lincoln)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Scotts Commercials (Lincoln) handles your money, so check the specific product before you commit. You can also refer complaints about Scotts Commercials (Lincoln) to the Financial Ombudsman Service, free of charge.
Who owns Scotts Commercials (Lincoln)?
Companies House lists 2 people with significant control of Scotts Commercials (Lincoln): Claire Lorraine Pepper (25–50% of shares) and Mr Philip John Pepper (25–50% of shares).
Who runs Scotts Commercials (Lincoln)?
Companies House lists 2 directors of Scotts Commercials (Lincoln): Claire Lorraine Pepper and Philip John Pepper.
How long has Scotts Commercials (Lincoln) been in business?
The company was formed on 4 June 2007, and has held its current FCA authorisation since July 2015.
What do Scotts Commercials (Lincoln)’s latest accounts show?
Its latest accounts, to 29 July 2025, show net assets of −£38.5k (up £7,026 from −£45.6k) and cash at bank of £172k (+3.5% from £166k).
Does Scotts Commercials (Lincoln) use any other names?
It trades as Lincoln MOT Centre.

Sources and links

The full report on Scotts Commercials (Lincoln) Limited

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