SDW Construction Limited

Reference number: 1033770

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • SDW Construction Limited (FRN 1033770) introduces customers to Rural Finance Limited (FRN 630701). Any regulated advice or arranging is done by the principal, not SDW Construction.
  • Example: if SDW Construction refers you to a financial adviser, the advice should come from the principal firm, not from SDW Construction itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When sdwplant.co.uk first appeared online, and whether it can receive email
  • What kind of line 01686 630270 is
  • Who else gives the postcode SY15 6NT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 September 2007 (19 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Site preparation (SIC 43120)

Directors and company secretaries

Name Role Born Appointed Other companies
Ruth Elizabeth Williams Director Sep 1971 17 Sep 2007 None
Simon David Williams Director Oct 1970 17 Sep 2007 None
Ruth Elizabeth Williams Secretary Not published 17 Sep 2007 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

£9.46m

+22% from £7.75m

Cash at bank

£2.43m

+54% from £1.58m

Employees (average)

15

+7.1% from 14

Owed within a year

£907k

+72% from £528k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06372882. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SDW Construction’s history from the FCA register and Companies House, newest first.

2026

11 March 2026

  • Ruth Elizabeth Williams became a part-owner (25–50% of shares)

Companies House

2025

21 May 2025

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Simon David Williams became a part-owner (25–50% of shares)

Companies House

2007

17 September 2007

  • Incorporated at Companies House
  • Ruth Elizabeth Williams appointed as a director
  • Simon David Williams appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like SDW Construction

Other firms of the same type (home improvement or trades), nearest first.

In the Shrewsbury (SY) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SDW Construction

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is SDW Construction Limited FCA authorised?
SDW Construction Limited (FRN 1033770) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for SDW Construction?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. SDW Construction Limited (FRN 1033770) introduces customers to Rural Finance Limited (FRN 630701). Any regulated advice or arranging is done by the principal, not SDW Construction. Example: if SDW Construction refers you to a financial adviser, the advice should come from the principal firm, not from SDW Construction itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is SDW Construction’s phone number and website?
The FCA register lists the phone number 01686 630270 and the website sdwplant.co.uk for SDW Construction. If you were given different contact details, use these to check with the firm before going any further.
Is SDW Construction a scam or clone?
SDW Construction is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SDW Construction?
Protection works through Rural Finance Limited, the principal firm responsible for SDW Construction's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns SDW Construction?
Companies House lists 2 people with significant control of SDW Construction: Mrs Ruth Elizabeth Williams (25–50% of shares) and Mr Simon David Williams (25–50% of shares).
Who runs SDW Construction?
Companies House lists 2 directors of SDW Construction: Ruth Elizabeth Williams and Simon David Williams.
How long has SDW Construction been in business?
The company was formed on 17 September 2007.
What do SDW Construction’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £9.46m (+22% from £7.75m) and cash at bank of £2.43m (+54% from £1.58m).

Sources and links

The full report on SDW Construction Limited

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