Seacroft Mobility Limited

Reference number: 426883

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

SNAP FINANCE LIMITED Reference number: 741813 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SEACROFT MOBILITY LIMITED (FRN 426883) is an AR of SNAP FINANCE LIMITED (FRN 741813). When you use SEACROFT MOBILITY's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SEACROFT MOBILITY, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When seacroftmobility.com first appeared online, and whether it can receive email
  • What kind of line 01754 882327 is
  • Who else gives the postcode PE24 4AW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Seacroft Mobility Former name
  • Seacroft Mobility Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07211195
Company status
Active
Company type
Private limited company
Incorporated
1 April 2010 (16 years old)
Registered office
23 Algitha Road, Skegness, Lincolnshire, PE25 2AG
Nature of business
  • Retail sale of medical and orthopaedic goods in specialised stores (not incl. hearing aids) not elsewhere classified (SIC 47749)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Swain Director Feb 1991 12 Apr 2019 None
Laura Swain Director Feb 1991 12 Apr 2019 None
Andrea Swain Secretary Not published 1 Apr 2010 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£278k

+28% from £216k

Cash at bank

£290k

+4.1% from £278k

Employees (average)

34

+9.7% from 31

Owed within a year

£774k

−7.4% from £836k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07211195. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Seacroft Mobility’s history from the FCA register and Companies House, newest first.

Key events (10) All events (18)

2024

5 September 2024

  • Andrea Swain stopped being a part-owner
  • Daniel Swain became a part-owner (25–50% of shares)
  • Laura Swain became a part-owner (25–50% of shares)

Companies House

2023

2 May 2023

  • Changed its registered name from "Seacroft Mobility Ltd"

FCA register

2022

27 November 2022

  • Robin Swain stopped being a part-owner

Companies House

2016

23 May 2016

  • Changed its registered name from "Seacroft Mobility"

FCA register

6 April 2016

  • Andrea Swain became a part-owner (25–50% of shares)
  • Robin Swain became a part-owner (25–50% of shares)

Companies House

2010

1 April 2010

  • Incorporated at Companies House

Companies House

2005

24 February 2005

  • Became an appointed representative

FCA register

In the full report: all 18 events

  • All 18 events in its history (10 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Seacroft Mobility

Other FCA-listed firms that share a director, phone number or address with Seacroft Mobility. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Seacroft Mobility

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Seacroft Mobility Limited FCA authorised?
Seacroft Mobility Limited (FRN 426883) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Seacroft Mobility?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Seacroft Mobility Limited (FRN 426883) is an AR of SNAP FINANCE LIMITED (FRN 741813). When you use Seacroft Mobility's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Seacroft Mobility, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Seacroft Mobility’s phone number and website?
The FCA register lists the phone number 01754 882327 and the website seacroftmobility.com for Seacroft Mobility. If you were given different contact details, use these to check with the firm before going any further.
Is Seacroft Mobility a scam or clone?
Seacroft Mobility is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Seacroft Mobility?
Protection works through Snap Finance Limited, the principal firm responsible for Seacroft Mobility's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Seacroft Mobility?
Companies House lists 2 people with significant control of Seacroft Mobility: Mr Daniel Swain (25–50% of shares) and Miss Laura Swain (25–50% of shares). Before that, it was controlled by Mrs Andrea Swain and Mr Robin Swain.
Who runs Seacroft Mobility?
Companies House lists 2 directors of Seacroft Mobility: Daniel Swain and Laura Swain.
How long has Seacroft Mobility been in business?
The company was formed on 1 April 2010.
What do Seacroft Mobility’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £278k (+28% from £216k) and cash at bank of £290k (+4.1% from £278k).
Does Seacroft Mobility use any other names?
It has previously used 2 other names: Seacroft Mobility and Seacroft Mobility Ltd.

Sources and links

The full report on Seacroft Mobility Limited

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