Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Wealthkernel Limited Reference number: 723719 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Seapoint Finance UK Investments Limited (FRN 1039246) is an AR of Wealthkernel Limited (FRN 723719). When you use Seapoint Finance UK Investments's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Seapoint Finance UK Investments, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
8 Bridle Close, First Floor, Kingston Upon Thames, Kingston Upon Thames, KT1 2JW, United Kingdom
In the full report: 3 background checks
- When seapoint.co first appeared online, and whether it can receive email
- What kind of line 07266 763767 is
- Who else gives the postcode KT1 2JW
Other names (1)
If you were contacted under any of these names, it is this firm.
- Seapoint Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Wealthkernel Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16419896 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 April 2025 (1 year old)
- Registered office
- 1st Floor 8 Bridle Close, Kingston Upon Thames, London, KT1 2JW, United Kingdom
- Nature of business
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- Business and domestic software development (SIC 62012)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Youssef Darwich | Director | Feb 1990 | 30 Apr 2025 | None |
| Sean Mullaney | Director | Aug 1979 | 30 Apr 2025 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Key dates in its history
Seapoint Finance UK Investments’s history from the FCA register and Companies House, newest first.
2026
6 February 2026
- William Prendergast no longer has significant control
Companies House
2025
11 September 2025
- Became an appointed representative
FCA register
30 April 2025
- Incorporated at Companies House
- Sean Mullaney became the majority owner (50–75% of shares)
- Sean Mullaney gained significant control
- Sean Mullaney no longer has significant control
- Will Prendergast gained significant control
- Will Prendergast no longer has significant control
- William Prendergast gained significant control
Companies House
In the full report: all 12 events
- All 12 events in its history (9 shown here)
- Every director appointment and resignation: 2
Firms connected to Seapoint Finance UK Investments
Other FCA-listed firms that share a director, phone number or address with Seapoint Finance UK Investments. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Seapoint Finance UK Investments
Other firms of the same type (investment or fund manager), nearest first.
In the Kingston upon Thames (KT) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Seapoint Finance UK Investments
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 12 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Seapoint Finance UK Investments Limited FCA authorised?
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Is Seapoint Finance UK Investments a scam or clone?
Is my money safe with Seapoint Finance UK Investments?
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Who runs Seapoint Finance UK Investments?
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Does Seapoint Finance UK Investments use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk